Pending
402 S Jefferson Street, Sturgis, MI 49091
$156,900
MLS # 26017742 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,460 sqftBuilt 19500.25 acres
1 / 16
Listing Description
Make this house your home! This adorable 3-bedroom, 1-bath property is full of potential and ready for your personal touch. Conveniently located near parks and restaurants, it offers both comfort and accessibility. The kitchen comes complete with all appliances, and a dedicated laundry area adds everyday convenience. Enjoy the attached 2-car garage with a heated loft--perfect for a workshop, studio, or extra storage. Step outside to a beautiful backyard space, ideal for relaxing or entertaining.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,460 sq ft home built in 1950 sits in Sturgis in Sturgis.
Listed at $156,900 (about $107/sq ft).
Estimated annual property tax: $1,499, or about $125 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,460 sqft
Lot Size0.25 acres
Year Built1950
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleTudor
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer
InteriorBroadband
Sale & Financing
Listed5/12/2026
Original Price$159,900
Terms AcceptedCash, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,499
Tax Year2025
Assessed Value$34,296
Parcel #052-110-050-00
Source: SparkMLS
Legal Description
LOT 3 BLK 54. BUNNELLS ADD. CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tanya Welch MTP Group
Real Broker LLC
Frequently Asked Questions about 402 S Jefferson Street, Sturgis, MI 49091
Which school district serves 402 S Jefferson Street, Sturgis, MI 49091?
Per MLS# 26017742, 402 S Jefferson Street, Sturgis, MI 49091 is in the Sturgis boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sturgis directly to confirm enrollment eligibility.
What financing options are available for 402 S Jefferson Street, Sturgis, MI 49091?
Per MLS# 26017742, this listing accepts Cash, MSHDA, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 402 S Jefferson Street, Sturgis, MI 49091?
Per public tax records, annual property taxes for this property are $1,499 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 402 S Jefferson Street, Sturgis, MI 49091 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 402 S Jefferson Street, Sturgis, MI 49091 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 402 S Jefferson Street, Sturgis, MI 49091?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,018
Principal & interest$1,018
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
402 S Jefferson Street, Sturgis, MI 49091
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Municipality
Sturgis
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