Sold
402 SEARLES Avenue, Benton Harbor, MI 49022
Sold on 06/27/2025 for$48,500
MLS # 20250022170 (Realcomp)
5 beds2 baths1,696 sqftBuilt 19590.32 acres
1 / 24
Listing Description
This home will feel like your private retreat, situated at the end of the road with a large lot and a rural feel. Five bedrooms and full bath with a half bath on main level. Two car detached garage. RESERVE AUCTION PROPERTY- Property sold “AS-IS” without contingencies, repairs, warranties, guarantees or representation as to listing accuracy, property information, photo or other depiction included or described herein. Inspect before bidding.
Source: SparkMLS
About this home
5-bedroom, 2-bath, 1,696 sq ft home in St Joseph Township in Benton Harbor built in 1959.
This home sold for $48,500 (about $29/sq ft).
Property tax estimate: $1,032 per year ($86/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,696 sqft
Lot Size0.32 acres
Year Built1959
Stories2
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionOther
BasementMichigan Basement
Garage2 spaces
HeatingOther
WaterPublic
SewerPublic
Sale & Financing
Listed4/1/2025
Sold Date6/26/2025
Original Price$68,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,032
Parcel #111812400235001
Source: SparkMLS
Legal Description
LOT 235 EXC N 10'& LOT 236 & NLY 10'OF LOT 237 COLFAX AVENUE ADDITION TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lori A Brown
Realhome Services and Solutions Inc
Frequently Asked Questions about 402 SEARLES Avenue, Benton Harbor, MI 49022
What school district is 402 SEARLES Avenue, Benton Harbor, MI 49022 in?
Per MLS# 20250022170, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250022170, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250022170, the most recent reported annual property tax for 402 SEARLES Avenue, Benton Harbor, MI 49022 is $1,032. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 402 SEARLES Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 402 SEARLES Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 402 SEARLES Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 402 SEARLES Avenue, Benton Harbor, MI 49022?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$333
Principal & interest$333
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteDSLSatelliteLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
402 SEARLES Avenue, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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