Sold
4020 OTTO Road, Waterford, MI 48328
Sold on 12/24/2024 for$230,000
MLS # 20240088295 (Realcomp)
3 beds2 baths1,200 sqftBuilt 19890.14 acres
1 / 33
Listing Description
Welcome to this charming 3-bedroom, 1.5-bath colonial that’s ready to impress! This home boasts numerous updates, including brand-new windows and a doorwall installed in 2023, a modern sprinkler system added in 2023, and a new hot water heater from 2022. The kitchen features sleek stainless-steel appliances, perfect for everyday cooking or entertaining. Enjoy the outdoors in your spacious, fenced, and private backyard, complete with a Jacuzzi, deck, and cozy fire pit—a true retreat for relaxation and gatherings. The attached 2-car garage offers convenience and ample storage. This home provides a move-in-ready opportunity. Don’t miss out—schedule your showing today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,200 sq ft home in Waterford Township in Waterford built in 1989.
This home sold for $230,000 (about $192/sq ft).
Annual property taxes run approximately $3,460 ($288/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,200 sqft
Lot Size0.14 acres
Year Built1989
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed11/28/2024
Sold Date12/23/2024
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,637
State Equalized Value$113,790
Taxable Value$113,790
Parcel #1326105001
Source: Public Records
Legal Description
T3N, R9E, SEC 26 ELIZABETH PARK ACRES LOT 154
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nicholas J Kawala
Switch Realty, LLC
Frequently Asked Questions about 4020 OTTO Road, Waterford, MI 48328
Which school district serves 4020 OTTO Road, Waterford, MI 48328?
Per MLS# 20240088295, 4020 OTTO Road, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20240088295, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4020 OTTO Road, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $3,637. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4020 OTTO Road, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4020 OTTO Road, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4020 OTTO Road, Waterford, MI 48328. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4020 OTTO Road, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,460
Monthly$288
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,779
Principal & interest$1,491
Property taxes$288
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4020 OTTO Road, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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