For Sale
4028 N M 63, Benton Harbor, MI 49022
$74,999
MLS # 26025875 (Michigan Regional Information Center (MichRIC))
0.95 acres
1 / 9
Listing Description
Nearly 0.9 acres of combined vacant land in the Coloma area offering flexibility, accessibility, and development potential. Existing driveway access is already established from M-63 with electric, natural gas, and internet available at the road. The combined parcels create an ideal setting for a custom home, pole barn, workshop, hobby space, or recreational storage opportunity with no HOA restrictions. Conveniently located near Lake Michigan beaches, Paw Paw Lake, golf, wineries, and I-196 access. A hard-to-find opportunity for buyers seeking usable land with room to build and flexibility to make it their own.
Source: SparkMLS
About this home
Currently offered at $74,999.
Estimated annual property tax: $274, or about $23 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.95 acres
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictColoma
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, None
Sale & Financing
Listed5/29/2026
Terms AcceptedCash, FHA, MSHDA, Rural Development, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$274
Tax Year2024
Assessed Value$2,580
Parcel #11-10-4470-0006-00-6
Source: SparkMLS
Legal Description
LOT 6 (111044700006006) and LOT 7 (111044700007002) LAKE BREEZE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daniel Graffenius
Century 21 Affiliated
Frequently Asked Questions about 4028 N M 63, Benton Harbor, MI 49022
What school district is 4028 N M 63, Benton Harbor, MI 49022 in?
Per MLS# 26025875, this property is served by Coloma. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4028 N M 63, Benton Harbor, MI 49022?
Per MLS# 26025875, the seller has indicated this property accepts the following financing types: Cash, FHA, MSHDA, Rural Development, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025875, the most recent reported annual property tax for 4028 N M 63, Benton Harbor, MI 49022 is $274 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4028 N M 63, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4028 N M 63, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$486
Principal & interest$486
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4028 N M 63, Benton Harbor, MI 49022
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Municipality
Hagar Township
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