Sold
403 Bradley Street, Bay City, MI 48706
Sold on 04/08/2026 for$80,000
MLS # 20251060046 (Realcomp)
2 beds1 bath912 sqftBuilt 19000.11 acres
1 / 14
Listing Description
Great opportunity on this two bedroom ranch home with a garage in Bay City. The home features good curb appeal with vinyl siding, newer roof, and a large front porch. The inside has a large living room. Oak kitchen with plenty of oak cabinets and lots of counter top space. Updated bathroom. Laundry room. Two good sized bedrooms. Broker Owned.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 912 sq ft home built in 1900 sits in Bay City in Bay City.
Final sale price: $80,000 (about $88/sq ft).
Annual property taxes run approximately $2,511 ($209/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area912 sqft
Lot Size0.11 acres
Year Built1900
Stories1
Location
CityBay City
MunicipalityMidland
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/12/2026
Sold Date4/7/2026
Original Price$99,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,511
Parcel #0916001630101000
Source: SparkMLS
Legal Description
LOT 10 JEANETTE PARK PLAT BAY CITY MICH (SPLIT FOR 1998)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ray Megie
Realty Executives Main St LLC
Frequently Asked Questions about 403 Bradley Street, Bay City, MI 48706
Which school district serves 403 Bradley Street, Bay City, MI 48706?
Per MLS# 20251060046, 403 Bradley Street, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251060046, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 403 Bradley Street, Bay City, MI 48706?
Per public tax records, annual property taxes for this property are $2,511. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 Bradley Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 403 Bradley Street, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 403 Bradley Street, Bay City, MI 48706. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 403 Bradley Street, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Midland police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$583
Principal & interest$583
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteFixed WirelessSatelliteDSL
9 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 Bradley Street, Bay City, MI 48706
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Municipality
Bay City
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