Sold
403 Hoover Avenue, Benton Harbor, MI 49022
Sold on 09/11/2025 for$225,000
MLS # 25032177 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,532 sqftBuilt 19580.23 acres
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Listing Description
Your dream of a completely remodeled home in Fairplain is here! This 3-bedroom, 1-bath residence has been meticulously renovated, offering a fresh, modern feel. Step inside to find beautiful hardwood floors and a full basement with a dedicated laundry area. The kitchen is equipped with nice stainless steel appliances, beautiful quartz countertops and cabinetry with soft close drawers. Outside, enjoy the newer composite deck, partially fenced yard, and a convenient garage. This home is enhanced by a newer roof, replacement windows, and a paved driveway, providing both comfort and peace of mind. Located in the popular Fairplain neighborhood, you'll be close to everything you need, from shopping to schools and the beautiful beaches of SW Michigan.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,532 sq ft home built in 1958 sits in St Joseph Township in Benton Harbor.
Final sale price: $225,000 (about $147/sq ft).
Property tax estimate: $1,447 per year ($121/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,532 sqft
Lot Size0.23 acres
Year Built1958
Stories2
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
Sale & Financing
Listed7/1/2025
Sold Date9/10/2025
Original Price$239,900
Terms AcceptedCash, FHA, Conventional
Concessions$6,500
Source: SparkMLS
Tax Information
Annual Tax$1,447
Tax Year2025
Assessed Value$50,436
Parcel #111823100025006
Source: SparkMLS
Legal Description
LOT 25 FIELDVIEW ALSO THE E HAF OF LOT 24 FIELDVIEW
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian Brant
Sunrise Real Estate, Inc.
Frequently Asked Questions about 403 Hoover Avenue, Benton Harbor, MI 49022
Which school district serves 403 Hoover Avenue, Benton Harbor, MI 49022?
Per MLS# 25032177, 403 Hoover Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 403 Hoover Avenue, Benton Harbor, MI 49022?
Per MLS# 25032177, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 403 Hoover Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,447 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 Hoover Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 403 Hoover Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 403 Hoover Avenue, Benton Harbor, MI 49022. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 403 Hoover Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 Hoover Avenue, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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