Under Contract
403 Lake Street, Howell, MI 48843
$450,000
MLS # 20261025905 (Realcomp)
4 beds2 baths2,606 sqftBuilt 18870.35 acres
1 / 70
Listing Description
UNIQUE AND ONE-OF-A-KIND! Lovingly restored and meticulously maintained, this extraordinary 1887 residence offers a rare opportunity to own a true piece of Howell history. Nestled in the heart of downtown Howell, this enchanting home seamlessly blends timeless architectural character with the comforts and conveniences of modern living. From the moment you arrive, the pride of ownership is undeniable. Inside, warmth and elegance unfold throughout nearly every room. Soaring 9- and 10-foot ceilings, original wide-plank heart-of-pine floors, and pristine woodwork showcase the exceptional craftsmanship of a bygone era. The main level features gracious formal living and dining rooms separated by original pocket doors, a cozy family room, and a richly appointed library adorned with original crystal lighting. A charming fireplace serves as the focal point of the dining room, while the historic "summer kitchen" has been thoughtfully repurposed as a convenient first-floor laundry room. Upstairs, four spacious bedrooms and abundant storage. The former maid's quarters and original back staircase offer additional living or storage space opportunity. Beautifully restored 1887 carriage house. The original horse stall has been adapted for single-car parking and features an electric door opener, blending historic authenticity with modern convenience. Electrical systems have been modernized, while mechanical improvements include a furnace and central air system, tankless water heater, and newer interior sewer line. The basement has been refreshed with leveled concrete flooring, rebuilt stairs, and a walkout cellar door. Outside, mature fruit trees and established perennial gardens create a picturesque setting. The expansive corner lot offers ample space for relaxation, gardening, or entertaining. Enjoy an unbeatable location just steps from downtown dining and shopping, with direct access to Page Field and Thompson Lake Park. Note: not encumbered with historic designation.
Source: SparkMLS
About this home
Located in Howell in Howell, this property offers 4-bedroom, 2-bath, 2,606 sq ft, with original construction dating to 1887.
Asking $450,000 (about $173/sq ft).
Estimated annual property tax: $4,318, or about $360 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,606 sqft
Lot Size0.35 acres
Year Built1887
Stories2
Location
CityHowell
MunicipalityHowell
Zip Code48843
CountyLivingston
School DistrictHowell
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/25/2026
Original Price$495,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,318
Parcel #1736103058
Source: SparkMLS
Legal Description
SEC 36, T3N R4E, CITY OF HOWELL UNPLATTED PARCELS A PIECE COM. AT SE COR. INTERSEC-TION OF LAKE AND BARNARD STS., TH E'LY 90.5 FT S 7*20'W 148.5 FT N 82*55'W 149.5 FT N'LY 160 TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa A Tam
The Tam Team Realtors Corp
Frequently Asked Questions about 403 Lake Street, Howell, MI 48843
Which school district serves 403 Lake Street, Howell, MI 48843?
Per MLS# 20261025905, 403 Lake Street, Howell, MI 48843 is in the Howell boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Howell directly to confirm enrollment eligibility.
What financing options are available for 403 Lake Street, Howell, MI 48843?
Per MLS# 20261025905, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 403 Lake Street, Howell, MI 48843?
Per public tax records, annual property taxes for this property are $4,318. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 Lake Street, Howell, MI 48843 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 403 Lake Street, Howell, MI 48843 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 403 Lake Street, Howell, MI 48843?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Livingston County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 Lake Street, Howell, MI 48843
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Municipality
Howell
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County
Livingston County
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