Sold
403 S Elm Street, Three Oaks, MI 49128
Sold on 11/17/2023 for$249,000
MLS # 23021825 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,885 sqftBuilt 19200.26 acres
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Listing Description
This 3 bedroom home is located in the Village of Three Oaks, within two blocks of its historic downtown amenities. The main floor of this adorable home offers a nice open floor plan, large kitchen with walk-in pantry area, two bedrooms and a dinette with sliding doors to the back patio. The large screened in porch offers a great place for entertaining or just hanging out. The second floor, once a full time rental is ideal as a Guest Quarters. This floor offers a kitchenette, full bath, living room, bedroom, front and back entrances with patio area in back. Awesome antique doors and barn wood separate the living room from the bedroom. Another feature of this great property is the brick storage shed, possibly once a milk house at the turn of the century. The nice size back yard offers
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,885 sq ft home built in 1920 sits in Three Oaks Village in Three Oaks.
Final sale price: $249,000 (about $132/sq ft).
Annual property taxes run approximately $6,164 ($514/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,885 sqft
Lot Size0.26 acres
Year Built1920
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley School District
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementCrawl Space
HeatingBaseboard, Forced Air
WaterPublic
SewerPublic
UtilitiesCable Available
InteriorCeiling Fan(s), Guest Quarters, Pantry
Sale & Financing
Listed6/21/2023
Sold Date11/16/2023
Original Price$349,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,164
Tax Year2022
Assessed Value$117,250
Parcel #114700110051001
Source: SparkMLS
Legal Description
legal of record
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Betty M Biernacki
Berkshire Hathaway HomeServices Chicago
Frequently Asked Questions about 403 S Elm Street, Three Oaks, MI 49128
Which school district serves 403 S Elm Street, Three Oaks, MI 49128?
Per MLS# 23021825, 403 S Elm Street, Three Oaks, MI 49128 is in the River Valley School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley School District directly to confirm enrollment eligibility.
What financing options are available for 403 S Elm Street, Three Oaks, MI 49128?
Per MLS# 23021825, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 403 S Elm Street, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $6,164 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 S Elm Street, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 403 S Elm Street, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 403 S Elm Street, Three Oaks, MI 49128. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 403 S Elm Street, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$1,745
Principal & interest$1,745
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 S Elm Street, Three Oaks, MI 49128
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Municipality
Three Oaks Village
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