Sold
403 S Pine Creek Court, Waterford, MI 48327
Sold on 06/04/2026 for$430,000
MLS # 20261016392 (Realcomp)
3 beds4 baths2,978 sqftBuilt 19960.2 acres
1 / 30
Listing Description
HIGEST AND BEST DUE SUNDAY BY 3:00 PM Immaculate two story home featuring a highly desirable First Floor Primary Suite with a spacious walk-in closet and full bathroom . The second level offers generously sized bedrooms along with a versatile bonus loft, perfect for a home office or additional living space.The open concept kitchen is ideal for entertaining, showcasing an updated butcher block island, corian countertops, a new backsplash, and stainless steel appliances. The home’s airy layout is complemented by fresh paint throughout.Enjoy the inviting great room with vaulted ceilings, a beautifully updated gas fireplace, and new carpeting. The finished basement adds additional living space and includes a full bathroom.The garage is truly a standout dream workspace featuring a full workbench, heating, a 240V outlet for EV charging, and a durable finished floor designed to protect the concrete.This home also features a fenced yard, perfect for pets and outdoor entertaining, along with newer mechanicals for added peace of mind.Don’t miss your opportunity this home won’t last long!
Source: SparkMLS
About this home
3-bedroom, 4-bath, 2,978 sq ft home in Waterford Township in Waterford built in 1996.
Closed at $430,000 (about $144/sq ft).
Annual property taxes run approximately $5,263 ($439/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,978 sqft
Lot Size0.2 acres
Year Built1996
Stories3
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Brick, Wood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
InteriorBasement Finished, Water Softener/Owned
Sale & Financing
Listed4/21/2026
Sold Date6/3/2026
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$240 / Annually
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,474
State Equalized Value$173,070
Taxable Value$124,510
Parcel #1319403002
Source: Public Records
Legal Description
T3N, R9E, SEC 19 OAKLAND COUNTY CONDOMINIUM PLAN NO 924 PINE CREEK UNIT 19 L 15555 P 220 8-7-95 FR 401-007
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandra Brincat
Golden Key Realty
Frequently Asked Questions about 403 S Pine Creek Court, Waterford, MI 48327
Which school district serves 403 S Pine Creek Court, Waterford, MI 48327?
Per MLS# 20261016392, 403 S Pine Creek Court, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261016392, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 403 S Pine Creek Court, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $4,474. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 S Pine Creek Court, Waterford, MI 48327 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 403 S Pine Creek Court, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 403 S Pine Creek Court, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$5,263
Monthly$439
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,052
Principal & interest$2,594
Property taxes$439
HOA$20
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 S Pine Creek Court, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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