Sold
403 State Street 1, St. Joseph, MI 49085
Sold on 01/16/2025 for$450,000
MLS # 24052620 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,500 sqftBuilt 20070 acres
1 / 32
Listing Description
Location! Location! Location! This convenient & carefree Great Lakes Condo overlooks all the action of downtown St. Joe! Only steps away from boutiques, restaurants, Silver Beach & many more attractions. This customized condo is the largest unit in the building. Bamboo flooring throughout. Exposed 12 ft ceilings & duct-work. Open concept top of the line kitchen with cherry wood pull out cabinetry, granite counters, stainless appliances. Charming living room with gas fireplace and balcony views of downtown/Lake Michigan. Spacious primary bed with two skylights & walk-in closet/laundry room. Japanese tatami primary bath with floating glass. This one-of-a-kind home is desirable for those looking to be in the center of it all. Don't miss out! Schedule your viewing today!
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,500 sq ft home in St Joseph in St. Joseph built in 2007.
Final sale price: $450,000 (about $300/sq ft).
Annual property taxes run approximately $10,127 ($844/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,500 sqft
Year Built2007
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionBrick, Concrete
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Elevator, Center Island
Sale & Financing
Listed10/5/2024
Sold Date1/15/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$313 / Quarterly
Source: SparkMLS
Tax Information
Annual Tax$10,127
Tax Year2024
Assessed Value$174,864
Parcel #11-76-2850-0001-00-3
Source: SparkMLS
Legal Description
UNIT 1 GREAT LAKES CONDO LIBER 254 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dan Morissette
Keller Williams Realty Swm
Frequently Asked Questions about 403 State Street 1, St. Joseph, MI 49085
Which school district serves 403 State Street 1, St. Joseph, MI 49085?
Per MLS# 24052620, 403 State Street 1, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 403 State Street 1, St. Joseph, MI 49085?
Per MLS# 24052620, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 403 State Street 1, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $10,127 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 State Street 1, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 403 State Street 1, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 403 State Street 1, St. Joseph, MI 49085. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 403 State Street 1, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,346
Principal & interest$3,242
HOA$104
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteDSLLicensed Fixed WirelessSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 State Street 1, St. Joseph, MI 49085
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Municipality
St Joseph
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