Sold
403 W 11TH Street, Traverse City, MI 49684
Sold on 08/22/2025 for$511,000
MLS # 20250015103 (Realcomp)
4 beds2 baths2,109 sqftBuilt 19090.19 acres
1 / 1
Listing Description
This updated duplex, located in the heart of the Central neighborhood of Traverse City presents a fantastic investment opportunity. Situated on a corner lot with a nice backyard, the property features two separate living areas, each with its own utilities. The main levels offers 3 bedrooms and 1 bathroom while the upper level includes 2 bedrooms (one is non-conforming). Enjoy the convenience of the 2 car attached garage and ample storage space in the unfinished basement. Well-maintained - making it move in ready for renters or new owners. Can be converted to a single family home or kept as a duplex. A full-time owner/resident can rent one of the units, but also build an ADU and rent it as well. Current rent for the upper unit is $2000 and the first floor unit is $2100 and both have been rented since 2023. This is a great place to own if you want to spend summers in TC and rent out the unit the remainder of the year. Just minutes away from all the attractions that Traverse City has to offer. Showing instructions: no lockbox on the house. Call Jennifer McBride to schedule a showing with 24 hour advance notice required.
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 4-bedroom, 2-bath, 2,109 sq ft, with original construction dating to 1909.
This home sold for $511,000 (about $242/sq ft).
Estimated annual property tax: $11,000, or about $917 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 10 providers. Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,109 sqft
Lot Size0.19 acres
Year Built1909
Stories2
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
School DistrictTraverse City
Construction & Systems
ConstructionWood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed3/12/2025
Sold Date8/21/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,000
Parcel #285182213800
Source: SparkMLS
Legal Description
LOTS 20-21, BLOCK 8. PERRY HANNAH'S 2ND ADD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer McBride
Century 21 Curran & Oberski
Frequently Asked Questions about 403 W 11TH Street, Traverse City, MI 49684
What school district is 403 W 11TH Street, Traverse City, MI 49684 in?
Per MLS# 20250015103, this property is served by Traverse City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 403 W 11TH Street, Traverse City, MI 49684?
Per MLS# 20250015103, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250015103, the most recent reported annual property tax for 403 W 11TH Street, Traverse City, MI 49684 is $11,000. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 403 W 11TH Street, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 403 W 11TH Street, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 403 W 11TH Street, Traverse City, MI 49684?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteUnlicensed Fixed WirelessDSL
10 providers at this address
Michigan Broadband ServiceFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsAT&TLicensed Fixed Wireless
100 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 Mbps186networksUnlicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 W 11TH Street, Traverse City, MI 49684
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Municipality
Traverse City
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