Sold
403 W St Marys Street, Decatur, MI 49045
Sold on 08/27/2025 for$119,000
MLS # 25036659 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,351 sqftBuilt 18900.33 acres
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Listing Description
Charming farmhouse-style home steeped in local history! This 3-bedroom, 1.5-bath gem offers a spacious living room, formal dining room, and three inviting porches perfect for entertaining, relaxing, or extra storage. Central air will keep you cool this summer. Enjoy a large yard and an unbeatable location just blocks from the public beach, parks, and schools. A perfect blend of character, comfort, and convenience!
Source: SparkMLS
About this home
Located in Decatur, this property offers 3-bedroom, 2-bath, 1,351 sq ft, with original construction dating to 1890.
This home sold for $119,000 (about $88/sq ft).
Annual property taxes run approximately $1,528 ($127/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 2,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,351 sqft
Lot Size0.33 acres
Year Built1890
Stories2
Location
CityDecatur
MunicipalityDecatur Vllg
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementMichigan Basement, Partial
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/23/2025
Sold Date8/26/2025
Terms AcceptedCash, Conventional
Concessions$3
Source: SparkMLS
Tax Information
Annual Tax$1,528
Tax Year2025
Assessed Value$29,672
Parcel #804304004400
Source: SparkMLS
Legal Description
503 19-4-14 572-287 1704-45 *** E 18 FT OF LOT 16. ALSO LOT 17. BLOCK 4 ORIGINAL PLAT OF DECATUR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amy Rose
Gale Realty, LLC
Frequently Asked Questions about 403 W St Marys Street, Decatur, MI 49045
Which school district serves 403 W St Marys Street, Decatur, MI 49045?
Per MLS# 25036659, 403 W St Marys Street, Decatur, MI 49045 is in the Decatur boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Decatur directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25036659, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 403 W St Marys Street, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $1,528 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 403 W St Marys Street, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 403 W St Marys Street, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 403 W St Marys Street, Decatur, MI 49045. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 403 W St Marys Street, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Vllg police department or the Van Buren County sheriff's office.
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Monthly payment$772
Principal & interest$772
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
2 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
Surf InternetFiber
2 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 W St Marys Street, Decatur, MI 49045
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