Sold
4031 Birch Drive, Honor, MI 49640
Sold on 09/08/2025 for$1,680,000
MLS # 25025896 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,638 sqftBuilt 19190.46 acres
1 / 42
Listing Description
The Fern Hill Cottage, a historic Lake Michigan shoreline retreat built in 1919 by a Chicago inventor, offers a rare opportunity to own a well-preserved, relaxing lakefront property on Big Platte Lake, renowned for its pristine water, fishing, and river access to Lake Michigan. The current owners have maintained its vintage charm with cedar siding throughout, panoramic windows, and outdoor spaces, while updating key areas like the kitchen, baths, and mechanical systems. Additions to the cottage expanded the living space and have turned this quaint cottage into a sprawling rambler home usable year-round.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,638 sq ft home in Honor built in 1919.
This home sold for $1,680,000 (about $1,026/sq ft).
Property tax estimate: $999 per year ($83/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,638 sqft
Lot Size0.46 acres
Year Built1919
Stories1
Location
CityHonor
MunicipalityBenzonia Twp
Zip Code49640
CountyBenzie
School DistrictBenzie County Central Schools
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
Sale & Financing
Listed6/2/2025
Sold Date9/7/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$999
Tax Year2024
Assessed Value$213,133
Parcel #10-025-007-00
Source: SparkMLS
Legal Description
PAR OF LAND IN GOVT LOT 2 BET LOT 25 & LOT 27 PLAT OF BIRCH POINT SHORES ALSO DESC AS COMM AT MEA POST SE COR GL LOT 2 TH N 9 DEG 45' E 161.2 FT TH N 20 DEG W 100 FT TO POB TH N 33 DEG 45' W 25FT TH S 56 DEG 15' W 202 FT TH S 33 DEG 45' E 100 FT TN N 56 DE 15' E 185 FT TH N 20 DEG W TO POB SEC 34 T27N R15W .50 A M/L P.A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas A Rumble
EXP Realty LLC
Frequently Asked Questions about 4031 Birch Drive, Honor, MI 49640
Which school district serves 4031 Birch Drive, Honor, MI 49640?
Per MLS# 25025896, 4031 Birch Drive, Honor, MI 49640 is in the Benzie County Central Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benzie County Central Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25025896, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4031 Birch Drive, Honor, MI 49640?
Per public tax records, annual property taxes for this property are $999 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4031 Birch Drive, Honor, MI 49640 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4031 Birch Drive, Honor, MI 49640 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4031 Birch Drive, Honor, MI 49640. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4031 Birch Drive, Honor, MI 49640?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benzonia Twp police department or the Benzie County sheriff's office.
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Mortgage Calculator
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Monthly payment$11,026
Principal & interest$11,026
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteFixed WirelessLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsEclipse CommunicationsFixed Wireless
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4031 Birch Drive, Honor, MI 49640
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