For Sale
4031 Emerald Pines Drive, Commerce Twp, MI 48390
$400,000
MLS # 26011159 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,391 sqftBuilt 19870.37 acres
1 / 3
Listing Description
Welcome to 4031 Emerald Pines Drive, a charming ranch home nestled among the trees in the Emerald Pines subdivision of Commerce Township. Surrounded by mature landscaping, the home welcomes you to an open and airy layout. Main living areas and primary bedroom, eat-in kitchen, views of a beautiful tree-lined backyard. The main level features three bedrooms and two full bathrooms. The basement offers flexible space. Walk outside to a peaceful backyard surrounded by evergreens. New furnace (2025). The neighborhood offers wooded walking trails and recreation area with a playground. Located within a five-minute drive to Oakley Park Elementary, Walled Lake Central High School, Richardson Community Center, Nature Trails and Hickory Glen Park with paved and mountain biking trails. Discover serenity in this nature-surrounded home. Two hour notice to show.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,391 sq ft home built in 1987 sits in Commerce Township in Commerce Twp.
Currently offered at $400,000 (about $288/sq ft).
Estimated annual property tax: $4,445, or about $370 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,391 sqft
Lot Size0.37 acres
Year Built1987
Stories1
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48390
CountyOakland
School DistrictWalled Lake
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorPantry
Sale & Financing
Listed6/15/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$425 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$3,114
Tax Year2025
State Equalized Value$161,510
Taxable Value$98,850
Assessed Value$98,850
Parcel #1714426026
Source: Public Records
Legal Description
T2N, R8E, SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO 448 EMERALD PINES UNIT 26 L 9360 P 712 5-7-86 FR 400-004
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Woody Willis
Clients First, REALTORS®
Frequently Asked Questions about 4031 Emerald Pines Drive, Commerce Twp, MI 48390
What school district is 4031 Emerald Pines Drive, Commerce Twp, MI 48390 in?
Per MLS# 26011159, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26011159, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011159, the most recent reported annual property tax for 4031 Emerald Pines Drive, Commerce Twp, MI 48390 is $3,114 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4031 Emerald Pines Drive, Commerce Twp, MI 48390 eligible for USDA financing?
Per USDA Rural Development boundary data, 4031 Emerald Pines Drive, Commerce Twp, MI 48390 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4031 Emerald Pines Drive, Commerce Twp, MI 48390 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,445
Monthly$370
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,000
Principal & interest$2,594
Property taxes$370
HOA$35
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4031 Emerald Pines Drive, Commerce Twp, MI 48390
View full property history →
Municipality
Commerce Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 4031 Emerald Pines Drive
We'll notify you when something hits the market in Commerce Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.