Sold
404 Josephine Avenue, Royal Oak, MI 48067
Sold on 05/29/2026 for$173,000
MLS # 20261017242 (Realcomp)
2 beds1 bath555 sqftBuilt 19220.1 acres
1 / 12
Listing Description
Charming, cozy, and full of opportunity! This 2 bedroom, 1 bath ranch offers 555 sq. ft. of efficient living space with a quaint cottage feel that’s perfect for those seeking simplicity without sacrificing location. Situated in the heart of Royal Oak and featuring a 1.5 car garage, this home is an ideal option for first-time buyers, downsizers, or anyone looking for a smart condo alternative without HOA fees. New furnace as of 2025 and you'll find a newer roof. Hardwood floors throughout. Step outside to enjoy a generously sized backyard - perfect for entertaining, gardening, or simply relaxing in your own private outdoor space. With its manageable footprint and inviting charm, this home is ready for your personal touch and vision. A rare opportunity to own a single-family home in Royal Oak at an approachable price point...don’t miss your chance to make it yours! Situated on an elegant street with plenty of options for new construction and walk-to-town. This little mighty might of a house has it all.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 555 sq ft home in Royal Oak in Royal Oak built in 1922.
Final sale price: $173,000 (about $312/sq ft).
Annual property taxes run approximately $2,891 ($241/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area555 sqft
Lot Size0.1 acres
Year Built1922
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/25/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,971
State Equalized Value$77,520
Taxable Value$62,530
Parcel #2516379006
Source: Public Records
Legal Description
T1N, R11E, SEC 16 WILKS SUB LOT 5
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nancy R Robinson
Real Broker, LLC Berkley
Frequently Asked Questions about 404 Josephine Avenue, Royal Oak, MI 48067
What school district is 404 Josephine Avenue, Royal Oak, MI 48067 in?
Per MLS# 20261017242, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261017242, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261017242, the most recent reported annual property tax for 404 Josephine Avenue, Royal Oak, MI 48067 is $3,971. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 404 Josephine Avenue, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA Rural Development boundary data, 404 Josephine Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 404 Josephine Avenue, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,891
Monthly$241
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,408
Principal & interest$1,167
Property taxes$241
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
404 Josephine Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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