Sold
404 W Chesterfield Street, Ferndale, MI 48220
Sold on 05/12/2026 for$215,000
MLS # 20261021501 (Realcomp)
2 beds1 bath857 sqftBuilt 19400.09 acres
1 / 37
Listing Description
***Open House Saturday 4/11/26 11am-1pm and Sunday 4/12/26 11am-1pm***Welcome home to the perfect blend of Ferndale charm and modern updates. This beautiful 2-bedroom 1-bath ranch in the heart of town is a must see! Amazing updates throughout which include a new kitchen with new stainless steel appliances, Countertops, backsplash and cabinets; a new bathroom with a beautiful, all-tiled walk-in shower, refinished hardwood flooring, fresh paint; windows 2018, A/C 2022! The backyard has a new all-wood privacy fence that gives you the peace you're looking for!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, 857 sq ft, with original construction dating to 1940.
Closed at $215,000 (about $251/sq ft).
Property tax estimate: $5,998 per year ($500/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area857 sqft
Lot Size0.09 acres
Year Built1940
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/5/2026
Sold Date5/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,998
State Equalized Value$92,970
Taxable Value$83,780
Parcel #2534453045
Source: Public Records
Legal Description
T1N, R11E, SEC 34 ADOLPH SLOMAN'S WOODWARD BLVD SUB LOT 256, ALSO 1/2 OF VAC ALLEY ADJ TO SAME 7-25-97 CORR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael J Scianna
EXP Realty Shelby
Frequently Asked Questions about 404 W Chesterfield Street, Ferndale, MI 48220
What school district is 404 W Chesterfield Street, Ferndale, MI 48220 in?
Per MLS# 20261021501, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 404 W Chesterfield Street, Ferndale, MI 48220?
Per MLS# 20261021501, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261021501, the most recent reported annual property tax for 404 W Chesterfield Street, Ferndale, MI 48220 is $5,998. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 404 W Chesterfield Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 404 W Chesterfield Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 404 W Chesterfield Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$1,330
Principal & interest$1,330
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
404 W Chesterfield Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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