Sold
40409 Oak Tree, Novi, MI
Sold on 07/02/2025 for$455,000
MLS # 20250032852 (Realcomp)
3 beds2 baths1,742 sqftBuilt 19760.23 acres
1 / 47
Listing Description
Stylish and functional colonial in Novi’s desirable Village Oaks community, just steps from Blue Ribbon-awarded Village Oaks Elementary. This 3-bedroom, 2-bath home features an open floor plan, with a sleek, modern kitchen with granite countertops, backsplash, farmhouse sink and kitchen island, that flows effortlessly into the dining and living areas. A large backyard, updated landscaping with arbor vitae, and backyard lighting enhance the outdoor experience. Extensive updates include a new roof and gutters (2024), AC and furnace (2022), aerosealed ductwork (2021), glass block basement windows (2020), and an encapsulated, insulated crawlspace with insulated rim joists (2020). Also includes newer washer/dryer and electric dog fence. HOA amenities include a community pool and clubhouse. Close drive to Village Wood Lake Park, Stuart’s Ice Cream, Twelve Oaks Mall, and downtown Novi.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,742 sq ft home built in 1976 sits in Novi in Novi.
This home sold for $455,000 (about $261/sq ft).
Property tax estimate: $4,971 per year ($414/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,742 sqft
Lot Size0.23 acres
Year Built1976
Stories2
Location
CityNovi
MunicipalityNovi City
CountyOakland
School DistrictNovi
Construction & Systems
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/26/2025
Sold Date7/1/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$315 / Annually
IncludesLawn/Yard Care, Other
Source: SparkMLS
Tax Information
Annual Tax$5,510
State Equalized Value$180,380
Taxable Value$155,460
Parcel #2225251002
Source: Public Records
Legal Description
T1N, R8E, SEC 25 FAIRFIELD FARMS SUB LOT 78
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Matthew Talbot
Redefine Real Estate
Frequently Asked Questions about 40409 Oak Tree, Novi, MI
What school district is 40409 Oak Tree, Novi, MI in?
Per MLS# 20250032852, this property is served by Novi. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 40409 Oak Tree, Novi, MI?
Per MLS# 20250032852, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250032852, the most recent reported annual property tax for 40409 Oak Tree, Novi, MI is $5,510. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 40409 Oak Tree, Novi, MI eligible for USDA financing?
Per USDA Rural Development boundary data, 40409 Oak Tree, Novi, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 40409 Oak Tree, Novi, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 40409 Oak Tree, Novi, MI?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 40409 Oak Tree, Novi, MI. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,971
Monthly$414
Millage rate27.5569 mills
Municipality: CITY OF NOVI
School district: NORTHVILLE PUBLIC SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
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Monthly payment$3,262
Principal & interest$2,821
Property taxes$414
HOA$26
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
40409 Oak Tree, Novi, MI
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Municipality
Novi
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County
Oakland County
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