For Sale
4048 Bankers Road, Hillsdale, MI 49242
$148,000
MLS # 25047861 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,004 sqftBuilt 18900.25 acres
1 / 47
Listing Description
This building is quite a unique property. There is a finished 1000sf home/apartment to live in or rent. The front part of this building is a blank canvas for the new owner to develop according to their own personal needs. The 3 bed 1 bath move in ready spacious ranch is full of natural light with large living areas, including the kitchen, bath & bedrooms. Gleaming hardwood floors are a wonderful feature, along with the remodeled bath. Live in this section of the house while you determine if you want to complete the other as an apartment, a business or additional housing for the family. Lots of possibilities....Duplex- Retail Store- Service Business, the list goes on. Excellent corner location in downtown Bankers. Close to Hillsdale College's new Olympic quality professional shooting complex. This adds yet another thoughtful dimension to those individuals searching to add savvy opportunities to the Hillsdale community. Get ready for this one to deliver big returns on your investment.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,004 sq ft home built in 1890 sits in Hillsdale.
Currently offered at $148,000 (about $147/sq ft).
Annual property taxes run approximately $825 ($69/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 5 providers. Electric service is provided by Hillsdale Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,004 sqft
Lot Size0.25 acres
Year Built1890
Stories1
Location
CityHillsdale
MunicipalityCambria Twp
Zip Code49242
CountyHillsdale
School DistrictHillsdale
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementSlab
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed9/16/2025
Original Price$164,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$825
Tax Year2025
Assessed Value$21,715
Parcel #11050001002
Source: SparkMLS
Legal Description
Per legal at courthouse
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Desiree Thomas
Century 21 Affiliated
Frequently Asked Questions about 4048 Bankers Road, Hillsdale, MI 49242
What school district is 4048 Bankers Road, Hillsdale, MI 49242 in?
Per MLS# 25047861, this property is served by Hillsdale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25047861, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25047861, the most recent reported annual property tax for 4048 Bankers Road, Hillsdale, MI 49242 is $825 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4048 Bankers Road, Hillsdale, MI 49242 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4048 Bankers Road, Hillsdale, MI 49242 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4048 Bankers Road, Hillsdale, MI 49242?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4048 Bankers Road, Hillsdale, MI 49242. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Hillsdale Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cambria Twp police department or the Hillsdale County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$960
Principal & interest$960
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
5 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Hillsdale Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4048 Bankers Road, Hillsdale, MI 49242
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