Sold
4048 CHATFIELD Lane, Troy, MI 48098
Sold on 06/05/2025 for$819,000
MLS # 20250029040 (Realcomp)
3 beds4 baths3,260 sqftBuilt 2001
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Listing Description
This sophisticated detached condo at West Troy's most sought-after development features convenient first-floor living. The main floor primary suite offers a large spa bath, two walk-in closets, & French doors to a private patio. The open floor plan offers tall ceilings, beautiful windows, & gracious living spaces. Relax or entertain in the great room, open to a large kitchen w/island seating, new high-end appliances, & breakfast area w/French doors to custom patio w/grindstone steps & brick pavers. Relax by the fireplace in the living room. The spacious dining room is presently used as a library/home office. You will find 2 generous bedrooms upstairs w/private baths. The basement is a blank canvas w/ 9-foot ceilings, plumbed for bath, & a new Lennox top-of-the-line HVAC system w/ blue light filtration & 75-gallon HWH. Convenient 1st floor laundry w/washer & dryer, an attached 3-car garage, New roof, full house generator, alarm system, soft water, & reverse osmosis systems. Meticulously maintained. Special.
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 3,260 sq ft home built in 2001 sits in Troy in Troy.
Closed at $819,000 (about $251/sq ft).
Property tax estimate: $9,339 per year ($778/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms4
Living Area3,260 sqft
Year Built2001
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48098
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Stone
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGenerator, Humidifier, Security System, Water Softener/Owned, Whirlpool Tub
Sale & Financing
Listed4/24/2025
Sold Date6/4/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$400 / Monthly
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$9,339
State Equalized Value$390,980
Taxable Value$267,470
Parcel #2018477066
Source: Public Records
Legal Description
T2N, R11E, SEC 18 OAKLAND COUNTY CONDOMINIUM PLAN NO 1274 CHATFIELD COMMONS UNIT 18 L 21558 P 420 7-5-00 FR 045
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Frank Flynn
The Agency Hall & Hunter
Frequently Asked Questions about 4048 CHATFIELD Lane, Troy, MI 48098
Which school district serves 4048 CHATFIELD Lane, Troy, MI 48098?
Per MLS# 20250029040, 4048 CHATFIELD Lane, Troy, MI 48098 is in the Troy boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Troy directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20250029040, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4048 CHATFIELD Lane, Troy, MI 48098?
Per public tax records, annual property taxes for this property are $9,339. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4048 CHATFIELD Lane, Troy, MI 48098 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4048 CHATFIELD Lane, Troy, MI 48098 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4048 CHATFIELD Lane, Troy, MI 48098. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4048 CHATFIELD Lane, Troy, MI 48098?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$5,751
Principal & interest$5,351
HOA$400
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4048 CHATFIELD Lane, Troy, MI 48098
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Municipality
Troy
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County
Oakland County
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