Sold
4049 S Shore Street, Waterford, MI 48328
Sold on 01/14/2026 for$225,000
MLS # 20251057786 (Realcomp)
2 beds1 bath1,422 sqftBuilt 19280.24 acres
1 / 41
Listing Description
Welcome to this charming home set on a beautiful double lot overlooking all-sports Watkins Lake. Enjoy having beach access directly across the street—perfect for swimming, boating, and making the most of Michigan summers. Inside, hardwood floors run throughout both levels and were restored in 2021, adding warmth and character to the home. The kitchen was remodeled in 2022 with updated maple cabinetry and quartz counters, offering a fresh, modern feel. The living spaces are bright with natural light, and the updated bathroom features stylish finishes including a glass-panel shower surround and subway tile. With two comfortable bedrooms, an inviting layout, and plenty of yard space for outdoor living, this home is an excellent opportunity for lake lovers or anyone seeking a peaceful setting close to everyday conveniences. Agent is related to the seller. Licensed agent must be physically present for all showings. BATVAI.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,422 sq ft home in Waterford Township in Waterford built in 1928.
Final sale price: $225,000 (about $158/sq ft).
Property tax estimate: $2,885 per year ($240/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,422 sqft
Lot Size0.24 acres
Year Built1928
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding
BasementDaylight
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed12/4/2025
Sold Date1/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$150 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,663
State Equalized Value$94,890
Taxable Value$87,560
Parcel #1322227004
Source: Public Records
Legal Description
T3N, R9E, SEC 22 WATCHPOCKET RURAL PLAT LOTS 211 & 212
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jill Polenz
KW Domain
Frequently Asked Questions about 4049 S Shore Street, Waterford, MI 48328
What school district is 4049 S Shore Street, Waterford, MI 48328 in?
Per MLS# 20251057786, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251057786, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251057786, the most recent reported annual property tax for 4049 S Shore Street, Waterford, MI 48328 is $3,663. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4049 S Shore Street, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 4049 S Shore Street, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4049 S Shore Street, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4049 S Shore Street, Waterford, MI 48328?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,885
Monthly$240
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,706
Principal & interest$1,452
Property taxes$240
HOA$13
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4049 S Shore Street, Waterford, MI 48328
View full property history →
Municipality
Waterford Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 4049 S Shore Street
We'll notify you when something hits the market in Waterford Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.