Pending
405 N Kiesel Street, Bay City, MI 48706
$155,000
MLS # 20261042306 (Realcomp)
3 beds2 baths1,307 sqftBuilt 19000.13 acres
1 / 31
Listing Description
Located on Bay City's west side, 405 N. Kiesel St. is sure to impress. Positioned at the end of the street, it provides privacy and limited traffic. This home offers the historical charm from its' circa 1900 age with a gambrel roof, large covered porch, and dutch colonial architecture. There's high ceilings throughout, including the basement (for the era of the home), cast iron sink, and beautiful nods to its 1900 beginnings found throughout. 3 full good sized bedrooms, 2 full 3 piece bathrooms, and nice size closets/ storage nooks found throughout. Home was fully renovated in 2017 with windows, kitchen, baths, flooring. Kitchen features white cabinets, subway tiled backsplash, SS appliances, plenty of counterspace, and b-board chair rails. Bathroom is highlighted by custom tiled shower surrounds. Basement features larger windows providing daylight throughout, laundry area, storage room, storage shelving, and a workshop space. Backyard includes a fire pit, some fencing, and a 12x12 shed that has electricity. Come see all that this home has to offer! Showings will begin Wednesday, June 17. Please provide 24 hour notice.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,307 sq ft home built in 1900 sits in Bay City in Bay City.
Currently offered at $155,000 (about $119/sq ft).
Annual property taxes run approximately $2,154 ($180/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,307 sqft
Lot Size0.13 acres
Year Built1900
Stories2
Location
CityBay City
MunicipalityBay City
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,154
Parcel #0916002015400600
Source: SparkMLS
Legal Description
LOT 6 BLK 19 E B DENISONS ADD TO W BC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Josselyn Gross
RE/MAX Platinum-Fenton
Frequently Asked Questions about 405 N Kiesel Street, Bay City, MI 48706
Which school district serves 405 N Kiesel Street, Bay City, MI 48706?
Per MLS# 20261042306, 405 N Kiesel Street, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261042306, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 405 N Kiesel Street, Bay City, MI 48706?
Per public tax records, annual property taxes for this property are $2,154. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 405 N Kiesel Street, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 405 N Kiesel Street, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 405 N Kiesel Street, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$1,005
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Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 N Kiesel Street, Bay City, MI 48706
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Municipality
Bay City
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