For Sale
405 Pennell Road, Imlay City, MI 48444
$389,900
MLS # 20261055167 (Realcomp)
4 beds2 baths1,170 sqftBuilt 19201.87 acres
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Listing Description
Welcome to the farmhouse you've been dreaming of a rare combination of timeless country charm and meticulous modern updates. Nestled among picturesque farm fields this secluded property offers breathtaking views unmatched privacy and one of the most beautifully maintained homes you'll ever see.From the moment you arrive you'll appreciate the pristine landscaping, oversized garage, separate barn, and expansive multi-level deck complete with a hot tub the perfect place to relax while taking in the peaceful countryside.Inside, you'll find a home that has been lovingly cared for from top to bottom. The spacious layout features both a welcoming living room and a large great room, providing plenty of space for entertaining or everyday living. The beautifully updated kitchen boasts granite countertops, stainless steel appliances new in 2024, abundant cabinetry and a walk-in pantry. Solid surface flooring flows throughout the home, while the updated bathrooms add a fresh, modern touch.Additional highlights include an enclosed front porch, spacious closets, a versatile loft ideal for a home office, workout area, or reading nook, a convenient mudroom, and a clean, dry basement offering exceptional storage. A new roof installed in 2020 adds even more peace of mind.This truly turnkey property reflects pride of ownership at every turn and is ready for its next owners to move right in and enjoy the peaceful country lifestyle. If you've been searching for the perfect blend of privacy, charm, and modern convenience, this exceptional farmhouse is one you won't want to miss. B/BATVAI
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,170 sq ft home in Imlay Township in Imlay City built in 1920.
Asking $389,900 (about $333/sq ft).
Annual property taxes run approximately $949 ($79/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,170 sqft
Lot Size1.87 acres
Year Built1920
Stories2
Location
CityImlay City
MunicipalityImlay Twp
Zip Code48444
CountyLapeer
School DistrictImlay City
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/15/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$949
Parcel #01100902105
Source: SparkMLS
Legal Description
LAND IN THE SW1/4 OF SEC9 T7N R12E, IMLAY TOWNSHIP, LAPEER COUNTY, STATE OF MI: COMM AT THE S1/4 OF SAID SEC9; TH N.01DEG 19'47"E., 906.29FT ALNG THE N-S 1/4 LINE OF SAID SEC9 TO THE POB; TH S.89DEG 13'28"W., 198.00FT PARALLEL WITH THE N LINE OF THE SE1/4 OF THE SW1/4; TH N.01DEG 19'47"E., 412.50FT PARALLEL WITH THE N-S 1/4 LINE OF SAID SEC9; TH N.89DEG 13'28"E., 198.00FT ALONG THE N LINE OF THE S
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chantel Fick
Realty Executives Main St LLC
Frequently Asked Questions about 405 Pennell Road, Imlay City, MI 48444
What school district is 405 Pennell Road, Imlay City, MI 48444 in?
Per MLS# 20261055167, this property is served by Imlay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261055167, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261055167, the most recent reported annual property tax for 405 Pennell Road, Imlay City, MI 48444 is $949. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 405 Pennell Road, Imlay City, MI 48444 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 405 Pennell Road, Imlay City, MI 48444 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Imlay Twp police department or the Lapeer County sheriff's office.
Map
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Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 Pennell Road, Imlay City, MI 48444
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Municipality
Imlay Township
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