Under Contract
405 S State Street, Alma, MI 48801
$225,000
MLS # 1947005 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19980.23 acres
1 / 40
Listing Description
This charming 3-bedroom, 2-bathroom home offers a perfect blend of comfort, functionality, and thoughtful updates throughout. Inside, you’ll find a spacious and inviting layout highlighted by a large kitchen featuring an island and abundant storage with a nice size pantry. Just off the kitchen is a bright breakfast nook with oversized windows, ideal for casual dining, a cozy sitting area, or a home office filled with natural light. The generously sized primary suite includes a private bathroom with a large soaking tub and separate shower, creating a relaxing retreat. Step outside to enjoy a beautifully landscaped, well-maintained yard and an expansive deck—perfect for entertaining or unwinding outdoors. In the backyard, a cozy gazebo with a fire pit adds a warm and inviting gathering space. The home also includes a convenient 2-car attached garage. Lovingly cared for over the years, this home is move-in ready and offers both charm and practicality in every detail.
Source: SparkMLS
About this home
Located in Alma in Alma, this property offers 3-bedroom, 2-bath, with original construction dating to 1998.
Asking $225,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Lot Size0.23 acres
Year Built1998
Stories1
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/22/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Penny Brecht
43 NORTH REALTY
Frequently Asked Questions about 405 S State Street, Alma, MI 48801
What financing options are available for 405 S State Street, Alma, MI 48801?
Per MLS# 1947005, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 405 S State Street, Alma, MI 48801 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 405 S State Street, Alma, MI 48801 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 S State Street, Alma, MI 48801
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Municipality
Alma
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