For Sale
405 W Jefferson Street, Grand Ledge, MI 48837
$305,000
MLS # 20261052766 (Realcomp)
4 beds3 baths2,232 sqftBuilt 18780.55 acres
1 / 45
Listing Description
Step back in time with this beautifully preserved historic gem-the third home built in Grand Ledge! Situated on a spacious corner lot of over half an acre, this propoerty blends timeless character with modern updates. The main level features a brand new kitchen with granite counertops, new cabinetry, and all stainless steel appliances, perfectly complementing the home's historic charm, along with original hardwood flooring throughout the main floor. Origianal features remain intact, including a stunning fireplace that serves as the focal point of the dining room. You'll also find first floor laundry, a bedroom, and a full bath-ideal for flexible living. Upstairs offers an expansve primary bedroom with a brand new balcony and a walk in closet, along with two oversized bedrooms with very large closets. A versatile flex room and loft provide endless possibilities for office space, playroom, or addititonal living area. Enjoy the fenced-in backyard, plus a 2-car garage with attached carport and a walk up attic above for extra storage or future potential. A rare opportunity to own a piece of Grand Ledge history. Sellers have invested over $100,000 in the last 2 years. Entire interior stripped to studs, drywalled, painted, stained, trim, new stub floors throughout upstairs with LVP installed, new balcony, complete bathroom upstairs with refurbished tub, added 1/2 bath and 1st floor laundry, walls and attic blown in insulation, new $20,000 boiler, added pitched roof by kitchen entrance and had original doors sanded and stained. Exclude TV and freezer.
Source: SparkMLS
About this home
Located in Grand Ledge in Grand Ledge, this property offers 4-bedroom, 3-bath, 2,232 sq ft, with original construction dating to 1878.
Asking $305,000 (about $137/sq ft).
Annual property taxes run approximately $5,211 ($434/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,232 sqft
Lot Size0.55 acres
Year Built1878
Stories2
Location
CityGrand Ledge
MunicipalityGrand Ledge
Zip Code48837
CountyEaton
School DistrictGrand Ledge
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space, Michigan Basement
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerPublic
InteriorWater Softener/Owned
Sale & Financing
Listed7/8/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,211
State Equalized Value$108,200
Taxable Value$108,200
Parcel #40001110007100
Source: Public Records
Legal Description
COM 24 RODS W & 2 RODS S OF N 1/4 POST OF SEC. 11, W 8 RODS TO NE CORNER OF BLOCK 6, RIVERSIDE ADDITION, S 11 RODS E 8 RODS, N 11 RODS TO BEG. SEC. 11, T4N R4W, CITY OF GRAND LEDGE PA 293 OF 1976-$10000
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Barbara J Rose
Lighthouse Realty Pros
Frequently Asked Questions about 405 W Jefferson Street, Grand Ledge, MI 48837
What school district is 405 W Jefferson Street, Grand Ledge, MI 48837 in?
Per MLS# 20261052766, this property is served by Grand Ledge. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261052766, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052766, the most recent reported annual property tax for 405 W Jefferson Street, Grand Ledge, MI 48837 is $5,211. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 405 W Jefferson Street, Grand Ledge, MI 48837 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 405 W Jefferson Street, Grand Ledge, MI 48837 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Grand Ledge police department or the Eaton County sheriff's office.
Map
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Monthly payment$1,978
Principal & interest$1,978
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 W Jefferson Street, Grand Ledge, MI 48837
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Municipality
Grand Ledge
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