Sold
405 W St Marys Street, Decatur, MI 49045
Sold on 12/20/2024 for$185,000
MLS # 24030229 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,578 sqftBuilt 19520.73 acres
1 / 25
Listing Description
Spacious brick ranch ideally located in the heart of Decatur. This 3-bedroom 1 bath home offers hardwood floors throughout, a large living area with separate dining room, updated kitchen and bathroom, and a sizeable mud room that could be used for a workout or play area. In addition, the partially finished full basement has a recreation space with a cozy fireplace and lots of room for storage. The huge backyard has beautiful mature trees and plenty of room for family gatherings and entertaining. There are so many possibilities for this great home!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 2,578 sq ft home in Decatur Village in Decatur built in 1952.
This home sold for $185,000 (about $72/sq ft).
Annual property taxes run approximately $4,384 ($365/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,578 sqft
Lot Size0.73 acres
Year Built1952
Stories1
Location
CityDecatur
MunicipalityDecatur Vllg
Zip Code49045
CountyVan Buren
School DistrictDecatur Public Schools
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed10/17/2024
Sold Date12/19/2024
Original Price$259,900
Terms AcceptedCash, Conventional
Concessions$7,400
Source: SparkMLS
Tax Information
Annual Tax$4,607
Tax Year2024
State Equalized Value$89,900
Taxable Value$89,900
Assessed Value$89,900
Homestead (PRE)100%
Parcel #80-43-040-045-00
Source: Public Records
Legal Description
503-A 19-4-14 1432-101 1628-337 1629-2 1631-514 1631-864 1668-969/70 1706-998 * LOTS 14 & 15. ALSO W 48 FT OF LOT 16. BLOCK 4 ORIGINAL PLAT OF DECATUR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle Parent
Greenridge Realty South Haven
Frequently Asked Questions about 405 W St Marys Street, Decatur, MI 49045
Which school district serves 405 W St Marys Street, Decatur, MI 49045?
Per MLS# 24030229, 405 W St Marys Street, Decatur, MI 49045 is in the Decatur Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Decatur Public Schools directly to confirm enrollment eligibility.
What financing options are available for 405 W St Marys Street, Decatur, MI 49045?
Per MLS# 24030229, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 405 W St Marys Street, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $4,607 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 405 W St Marys Street, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 405 W St Marys Street, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 405 W St Marys Street, Decatur, MI 49045. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 405 W St Marys Street, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Vllg police department or the Van Buren County sheriff's office.
Loading map...
Tax Estimate
$
Annual tax$4,384
Monthly$365
Millage rate48.7634 mills
Municipality: Village of Decatur
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,526
Principal & interest$1,161
Property taxes$365
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
405 W St Marys Street, Decatur, MI 49045
View full property history →
Municipality
Decatur Village
View all listings →
Get email alerts for new listings near 405 W St Marys Street
We'll notify you when something hits the market in Decatur Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.