Sold
4050 Rector Street NE, Rockford, MI 49341
Sold on 07/16/2026 for$375,000
MLS # 26028324 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,651 sqftBuilt 19921.16 acres
1 / 32
Listing Description
Move-in ready and beautifully updated! Situated on over an acre on a quiet no-outlet street, this 3-bed, 2-bath home offers privacy, space, and convenience. The open main living area features vaulted ceilings spanning the great room, dining area and kitchen, creating a bright and spacious feel. Recent improvements include fresh interior / exterior paint (2026), updated bath (2026), new flooring (2022), kitchen slider (2024), well (2024), water heater (2023) and A/C (2020). The daylight lower level includes a 3rd bedroom (w/ potential for a 4th), laundry / half bath, additional living space and storage. Outside, enjoy a generous yard w/ plenty of room for entertaining, recreation, gardening, or future expansion. No HOA. Conveniently located near the White Pine Trail, Rogue River, and The Maas Family Nature Preserve - ideal for outdoor enthusiasts. Easy access to Downtown Rockford, expressways, shopping and dining. Rockford Schools w/ lower Algoma Twp taxes! Open House: 6/11
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,651 sq ft home in Algoma Township in Rockford built in 1992.
Closed at $375,000 (about $227/sq ft).
Annual property taxes run approximately $2,962 ($247/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,651 sqft
Lot Size1.16 acres
Year Built1992
Stories2
Location
CityRockford
MunicipalityAlgoma Twp
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
ConstructionVinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/9/2026
Sold Date7/15/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$2,500
Source: SparkMLS
Tax Information
Annual Tax$2,962
Tax Year2025
State Equalized Value$160,900
Taxable Value$97,818
Assessed Value$97,818
Parcel #410624300033
Source: Public Records
Legal Description
LOT 2 * ROGUE MEADOWS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer McNamara
Berkshire Hathaway HomeServices Michigan Real Estate (Main)
Frequently Asked Questions about 4050 Rector Street NE, Rockford, MI 49341
Which school district serves 4050 Rector Street NE, Rockford, MI 49341?
Per MLS# 26028324, 4050 Rector Street NE, Rockford, MI 49341 is in the Rockford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rockford directly to confirm enrollment eligibility.
What financing options are available for 4050 Rector Street NE, Rockford, MI 49341?
Per MLS# 26028324, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4050 Rector Street NE, Rockford, MI 49341?
Per public tax records, annual property taxes for this property are $2,962 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4050 Rector Street NE, Rockford, MI 49341 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4050 Rector Street NE, Rockford, MI 49341 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4050 Rector Street NE, Rockford, MI 49341?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4050 Rector Street NE, Rockford, MI 49341
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Municipality
Algoma Township
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