Sold
4051 Lake Front Street, Waterford, MI 48328
Sold on 03/30/2026 for$311,000
MLS # 20261012617 (Realcomp)
3 beds3 baths2,705 sqftBuilt 19650.34 acres
1 / 48
Listing Description
Beautiful, Hard-to-Find Walk-Out Ranch with Updates and Cass Lake Privileges!This charming raised ranch blends classic character with modern updates and an inviting open-concept layout. The spacious kitchen features new countertops and sink (2021) and flows seamlessly into the formal dining area and cozy living room, complete with a natural wood-burning fireplace.Recent improvements provide peace of mind, including a newer well pump, reverse osmosis system, updated front-yard landscaping, fresh interior paint, a repaired/restained deck (2025), and a new Ring camera system.The generously sized primary ensuite offers dual closets for ample storage. The finished walk-out lower level expands your living space with a large family room, exercise room, laundry room, and convenient half bath.Step outside to a spacious deck w/ large backyard perfect for entertaining — plus enjoy lake privileges on Cass Lake! This property backs up to the state park.Don’t miss this rare opportunity to own a beautifully maintained home in a sought-after setting.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,705 sq ft home built in 1965 sits in Waterford Township in Waterford.
This home sold for $311,000 (about $115/sq ft).
Property tax estimate: $3,963 per year ($330/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,705 sqft
Lot Size0.34 acres
Year Built1965
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed2/26/2026
Sold Date3/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,139
State Equalized Value$130,340
Taxable Value$115,190
Parcel #1803229009
Source: Public Records
Legal Description
T2N, R9E, SEC 3 CASS LAKE HIGHLANDS SUB LOT 179, ALSO ALL OF VAC LAKEFRONT DR ADJ TO SAME 4-22-99 CORR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Laurie Rouse
Real Broker, LLC Troy
Frequently Asked Questions about 4051 Lake Front Street, Waterford, MI 48328
What school district is 4051 Lake Front Street, Waterford, MI 48328 in?
Per MLS# 20261012617, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261012617, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261012617, the most recent reported annual property tax for 4051 Lake Front Street, Waterford, MI 48328 is $4,139. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4051 Lake Front Street, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 4051 Lake Front Street, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4051 Lake Front Street, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,963
Monthly$330
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,270
Principal & interest$1,939
Property taxes$330
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4051 Lake Front Street, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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