For Sale
4054 Center Farm Lane, Traverse City, MI 49685
$739,900
MLS # 1947255 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 20250.46 acres
1 / 41
Listing Description
Experience thoughtfully crafted living in this beautifully built new construction home, where quality materials and smart design come together to capture the essence of Northern Michigan living. Set on a generous half-acre lot in a highly sought-after west-side location, this 4-bedroom, 3-bath home offers the perfect blend of comfort, efficiency, and convenience—just minutes from shopping, Munson Medical, local schools, Fresh Coast Market, Moomers Ice Cream, and public beach and lake access on Long Lake. The main level features easy, open-concept living with three bedrooms and two baths, highlighted by cathedral ceilings, rich wood flooring, and a cozy fireplace that creates a warm, inviting atmosphere year-round. The island kitchen is designed for both everyday living and entertaining, complete with stainless steel appliances, abundant cabinetry, and a spacious pantry. Downstairs, the finished lower level expands your living space with an additional bedroom, full bath, and a versatile family room—perfect for guests, recreation, or a private retreat. Built with efficiency and durability in mind, this home includes natural gas, a private well and septic system, Anderson windows, and quality finishes throughout, including solid core interior doors and a beautifully tiled shower with glass door in the primary suite. The primary bedroom also offers a double-sink vanity and a walk-in closet for added comfort and convenience. Outdoor living is just as appealing, with a low-maintenance Trex composite deck overlooking the spacious yard—ideal for relaxing or entertaining while enjoying the fresh Northern Michigan air. A 3-car attached garage and concrete driveway provide ample storage and practicality. Located in a quiet, well-maintained community where the HOA covers road maintenance and snow removal, this home offers the ease of year-round living in one of Traverse City’s most desirable areas. Quality built by Traverse Homes.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 2025 sits in Traverse City.
Asking $739,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.46 acres
Year Built2025
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ted Schweitzer
@properties Christie's Int'l
Frequently Asked Questions about 4054 Center Farm Lane, Traverse City, MI 49685
Can I use FHA or VA financing for this property?
Per MLS# 1947255, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4054 Center Farm Lane, Traverse City, MI 49685 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4054 Center Farm Lane, Traverse City, MI 49685 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4054 Center Farm Lane, Traverse City, MI 49685?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$4,799
Principal & interest$4,799
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4054 Center Farm Lane, Traverse City, MI 49685
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