Pending
4059 Gatesford Circle Drive, Troy, MI 48085
$495,000
MLS # 20261038343 (Realcomp)
4 beds4 baths2,912 sqftBuilt 19700.22 acres
1 / 29
Listing Description
RARE TROY REMODELED COLONIAL, located in sought after MT Vernon Estates. The pristine pride of ownership is evident in every detail, offering so many updates; lots of natural light, Family Room w/ fireplace, Hardwood floors throughout the main house and upstairs. All Bathroom floors/walls have tiles. Beautiful Kitchen Cabinets, granite countertops, stainless steel appliances, beautiful hardware and light fixture throughout. 2013 new roof, Furnace, A/C and windows. 2024 new hot water tank. 2025 new Front Double Door. Finished Basement awaiting for entertainment. HOA is optional starting last year (2025) $30 / annually. Highly acclaimed TROY schools. Just minutes from shopping and freeways. Don’t miss the opportunity to experience this beautiful TROY colonial for yourself. Schedule your showing today! DON'T WAIT on this one!
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 2,912 sq ft home built in 1970 sits in Troy in Troy.
Listed at $495,000 (about $170/sq ft).
Estimated annual property tax: $4,295, or about $358 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,912 sqft
Lot Size0.22 acres
Year Built1970
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48085
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/26/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$30
Source: SparkMLS
Tax Information
Annual Tax$4,295
State Equalized Value$182,400
Taxable Value$118,280
Parcel #2013376023
Source: Public Records
Legal Description
T2N, R11E, SEC 13 MT. VERNON ESTATES SUB LOT 224
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Cornelia Stoian
EXP Realty
Frequently Asked Questions about 4059 Gatesford Circle Drive, Troy, MI 48085
Which school district serves 4059 Gatesford Circle Drive, Troy, MI 48085?
Per MLS# 20261038343, 4059 Gatesford Circle Drive, Troy, MI 48085 is in the Troy boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Troy directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261038343, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4059 Gatesford Circle Drive, Troy, MI 48085?
Per public tax records, annual property taxes for this property are $4,295. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4059 Gatesford Circle Drive, Troy, MI 48085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4059 Gatesford Circle Drive, Troy, MI 48085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4059 Gatesford Circle Drive, Troy, MI 48085?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$3,241
Principal & interest$3,211
HOA$30
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4059 Gatesford Circle Drive, Troy, MI 48085
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Municipality
Troy
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County
Oakland County
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