For Sale
406 Fortune Avenue, Frankfort, MI 49635
$700,000
MLS # 1945470 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19300.17 acres
1 / 34
Listing Description
On the Congregational Summer Assembly (CSA), this historic 3BR/2BA, 1,500 sq ft cottage offers Frontage on BOTH Crystal Lake AND Lake Michigan. Quite charming, the cottage features a large upper level bedroom with two sleeping areas, a middle level primary bedroom and full bath, an inviting living room with stone fireplace, den, and an attractive enclosed porch. A 2015 lower level addition provides a spacious 3rd bedroom with full bath and laundry area, allowing the cottage to sleep 8+ comfortably. Enjoy a large deck nestled in the trees, ideal for relaxing or entertaining. Connected to the CSA shared well (May–October), with possible private well potential, Ownership includes coveted CSA membership with access to concerts, tennis, pickle ball, lifeguarded swimming, and much more – don’t miss it!!
Source: SparkMLS
About this home
Located in Frankfort, this property offers 3-bedroom, 2-bath, with original construction dating to 1930.
Asking $700,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.17 acres
Year Built1930
Stories2
Location
CityFrankfort
MunicipalityFrankfort
Zip Code49635
CountyBenzie
Construction & Systems
BasementCrawl Space
HeatingWall Furnace
WaterWell
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional, FHA, Land Contract, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas F Williams
Vaughan Realty
Frequently Asked Questions about 406 Fortune Avenue, Frankfort, MI 49635
Can I use FHA or VA financing for this property?
Per MLS# 1945470, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Land Contract, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 406 Fortune Avenue, Frankfort, MI 49635 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 406 Fortune Avenue, Frankfort, MI 49635 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Frankfort police department or the Benzie County sheriff's office.
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Monthly payment$4,540
Principal & interest$4,540
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
406 Fortune Avenue, Frankfort, MI 49635
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