For Sale
406 Garfield Street, Jackson, MI 49203
$150,000
MLS # 26008165 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,144 sqftBuilt 19360.04 acres
1 / 30
Listing Description
Welcome home to 406 Garfield St -- the perfect place to start your next chapter or begin your investment portfolio. This charming 3-bedroom, 1-bath low maintenance home renovated within the last 3 years offers a warm and inviting layout. Inside, you'll find newer beautiful hardwood floors, a bright living area, and a dedicated dining space perfect for everyday meals or big events. The kitchen offers plenty of cabinet space and functionality, making meal prep easy and enjoyable. One of the home's standout features is the cozy three-season room with a porch swing, the perfect spot to relax with your morning coffee, read a book, or unwind after a long day. A full basement provides extra storage while the attached garage adds convenience during Michigan winters. Located in a quiet Jackson neighborhood close to shopping, restaurants, and major roadways, this home offers both comfort and convenience.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,144 sq ft home built in 1936 sits in Jackson in Jackson.
Currently offered at $150,000 (about $131/sq ft).
Property tax estimate: $2,417 per year ($201/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,144 sqft
Lot Size0.04 acres
Year Built1936
Stories2
Location
CityJackson
MunicipalityJackson City
Zip Code49203
CountyJackson
School DistrictJackson
Construction & Systems
ConstructionAluminum Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/4/2026
Original Price$165,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,417
Tax Year2025
State Equalized Value$52,800
Taxable Value$48,457
Assessed Value$48,457
Parcel #3-214000000
Source: Public Records
Legal Description
LOT 15 ASSESSOR'S GARFIELD PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Hope Herron
Determined Realty LLC
Frequently Asked Questions about 406 Garfield Street, Jackson, MI 49203
What school district is 406 Garfield Street, Jackson, MI 49203 in?
Per MLS# 26008165, this property is served by Jackson. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 406 Garfield Street, Jackson, MI 49203?
Per MLS# 26008165, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008165, the most recent reported annual property tax for 406 Garfield Street, Jackson, MI 49203 is $2,417 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 406 Garfield Street, Jackson, MI 49203 eligible for USDA financing?
Per USDA Rural Development boundary data, 406 Garfield Street, Jackson, MI 49203 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 406 Garfield Street, Jackson, MI 49203 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Jackson City police department or the Jackson County sheriff's office.
Map
BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$973
Principal & interest$973
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
406 Garfield Street, Jackson, MI 49203
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Municipality
Jackson
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County
Jackson County
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