Under Contract
406 Gerald Street, Quincy, MI 49082
$199,900
MLS # 26033869 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,309 sqftBuilt 19800.3 acres
1 / 36
Listing Description
*HIGHEST AND BEST DUE BY WED JULY 8 @ 5PM!! *Cute as a button! Welcome to 406 Gerald Street! This Quincy ranch has been updated inside and out and is officially ready for new owners. Located just outside of town conveniently off US-12 and situated in a quiet-low traffic neighborhood. The updates are noticed the second you pull into the driveway with modern finishes, mature trees, updated landscaping and more. Inside Sellers have updated the kitchen with white cabinetry, stainless steel appliances and new flooring. The main level has 3 bedrooms and 1 newly remodeled bathroom! A beautiful main floor laundry room with wash sink looks beautiful but is practical too! A partially finished basement makes for fantastic additional storage space, featuring one large room just an egress window away from having a 4 bedroom home! Dual patio sliders pull you right onto a MASSIVE deck where you'll be sure to spend the majority of your time.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,309 sq ft home in Quincy built in 1980.
Asking $199,900 (about $153/sq ft).
Property tax estimate: $1,578 per year ($132/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,309 sqft
Lot Size0.3 acres
Year Built1980
Stories1
Location
CityQuincy
MunicipalityQuincy Twp
Zip Code49082
CountyBranch
School DistrictQuincy
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed7/5/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,578
Tax Year2026
Assessed Value$54,709
Parcel #080-L16-000-050-00
Source: SparkMLS
Legal Description
LOT 50 LAWRENCE A. WOOD SUB. NO 2.SEC 17 T6S R5W 17 T6S R5W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sydney Butler MTP Group
Real Broker LLC
Frequently Asked Questions about 406 Gerald Street, Quincy, MI 49082
What school district is 406 Gerald Street, Quincy, MI 49082 in?
Per MLS# 26033869, this property is served by Quincy. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 406 Gerald Street, Quincy, MI 49082?
Per MLS# 26033869, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033869, the most recent reported annual property tax for 406 Gerald Street, Quincy, MI 49082 is $1,578 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 406 Gerald Street, Quincy, MI 49082 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 406 Gerald Street, Quincy, MI 49082 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Quincy Twp police department or the Branch County sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
406 Gerald Street, Quincy, MI 49082
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