For Sale
4064 N Spider Lake, Traverse City, MI 49696
$429,000
MLS # 1945548 (Northern Great Lakes REALTORS® MLS)
4 beds2 bathsBuilt 19790.25 acres
1 / 56
Listing Description
Nestled in a peaceful corner of Spider Lake, this four-bedroom, two-bath home offers the ideal up-north retreat for gathering with family and friends. With 1,920 square feet of living space, the home features a spacious walkout basement, multi-level decking perfect for entertaining or soaking in the scenery, a cozy fireplace, two-car attached garage, and a floating dock for easy lake access. 100' of direct private frontage awaits you. The flexible floor plan allows for a primary bedroom on either the main or lower level, with the lower-level suite offering a private bath and both rooms enjoying peaceful water views. Elevated to capture beautiful views of Spider Lake framed by graceful willow trees, this inviting property offers a serene setting designed for relaxation, connection, and lasting memories at the lake.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath home built in 1979 sits in Traverse City.
Currently offered at $429,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.25 acres
Year Built1979
Location
CityTraverse City
Zip Code49696
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/21/2026
Original Price$469,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Hillary Voight
Five Star Real Estate - Front St TC
Frequently Asked Questions about 4064 N Spider Lake, Traverse City, MI 49696
What type of financing is accepted for this listing?
Per MLS# 1945548, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4064 N Spider Lake, Traverse City, MI 49696 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4064 N Spider Lake, Traverse City, MI 49696 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$2,782
Principal & interest$2,782
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4064 N Spider Lake, Traverse City, MI 49696
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