For Sale
407 Chestnut Street, Reading, MI 49274
$79,000
MLS # 26019018 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,875 sqftBuilt 19000.21 acres
1 / 43
Listing Description
3 bed, 2 bath fixer upper in the heart of Reading! This home features a 1-car garage and is just steps from Reading Schools, downtown, restaurants, and shopping. Bring your ideas and make it your own...tons of potential in a great location. Home is being sold AS IS. Call today for your own viewing! This company makes no warranty or representations about the contents of this data. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for the buyer after a closed transaction.
Source: SparkMLS
About this home
Located in Reading in Reading, this property offers 3-bedroom, 2-bath, 1,875 sq ft, with original construction dating to 1900.
Listed at $79,000 (about $42/sq ft).
Property tax estimate: $1,409 per year ($117/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,875 sqft
Lot Size0.21 acres
Year Built1900
Stories1
Location
CityReading
MunicipalityReading City
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen
Sale & Financing
Listed4/29/2026
Original Price$99,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,409
Tax Year2025
Assessed Value$36,669
Parcel #20-045-001-047
Source: SparkMLS
Legal Description
N 6 FT OF LOT 91 & ALL LOT 92 FULLER & PROUTY ADD SEC 26 T7S R4W CITY OF READING
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Blake Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 407 Chestnut Street, Reading, MI 49274
What school district is 407 Chestnut Street, Reading, MI 49274 in?
Per MLS# 26019018, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26019018, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019018, the most recent reported annual property tax for 407 Chestnut Street, Reading, MI 49274 is $1,409 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 407 Chestnut Street, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 407 Chestnut Street, Reading, MI 49274 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Reading City police department or the Hillsdale County sheriff's office.
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Monthly payment$512
Principal & interest$512
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
407 Chestnut Street, Reading, MI 49274
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Municipality
Reading
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