Sold
407 COLLEGE Street, Ferndale, MI 48220
Sold on 06/05/2025 for$630,000
MLS # 20250030939 (Realcomp)
3 beds4 baths3,339 sqftBuilt 20180.14 acres
1 / 62
Listing Description
Welcome to this stunning 3-bedroom colonial home, perfectly situated on a corner lot just minutes from downtown Ferndale. Egress window in basement allows for fourth bedroom. Featuring a modern open layout, the chef's kitchen boasts quartz countertops, high-end cabinets, and stainless steel appliances, all illuminated by abundant natural light. The home includes a spacious office and a finished basement with a full bathroom, ideal for entertaining.The huge primary suite is a true retreat, offering ample space for relaxation and comfort. It features a generous walk-in closet with custom shelving, perfect for organizing your wardrobe. The en-suite bathroom is designed for luxury, with a double vanity, a soaking tub, and a separate glass-enclosed shower. Large windows flood the room with natural light, creating a bright and inviting atmosphere.Outside, you'll find a two-car detached garage and a large fenced yard with a deck, perfect for outdoor gatherings. Enjoy walking distance to dining and entertainment in downtown Ferndale.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 4-bath, 3,339 sq ft, with original construction dating to 2018.
Final sale price: $630,000 (about $189/sq ft).
Annual property taxes run approximately $12,357 ($1,030/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,339 sqft
Lot Size0.14 acres
Year Built2018
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/5/2025
Sold Date6/4/2025
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$75 / Annually
Source: SparkMLS
Tax Information
Annual Tax$12,357
Parcel #242534280019
Source: SparkMLS
Legal Description
T1N, R11E, SEC 34 OAKLAND COUNTY CONDOMINIUM PLAN NO 2219 WILSON PARK VILLAGE UNIT 19 L 51539 P 131 4-17-18 FR 276-001 Homeowner Association Information
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kevin M Hill
@properties Christie's Int'l RE Northville
Frequently Asked Questions about 407 COLLEGE Street, Ferndale, MI 48220
Which school district serves 407 COLLEGE Street, Ferndale, MI 48220?
Per MLS# 20250030939, 407 COLLEGE Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20250030939, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 407 COLLEGE Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $12,357. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 407 COLLEGE Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 407 COLLEGE Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 407 COLLEGE Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 407 COLLEGE Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$3,891
Principal & interest$3,885
HOA$6
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
407 COLLEGE Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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