For Sale
407 E Maryland Avenue, Royal Oak, MI 48067
$319,900
MLS # 20261050459 (Realcomp)
3 beds2 baths1,876 sqftBuilt 19220.15 acres
1 / 26
Listing Description
Welcome to this cozy home that feels bigger on the inside, with it's large kitchen (a cook's dream with ample cabinets and miles of prep space), two full bathrooms and finished basement. Boasting two fireplaces and thoughtful updates, this 3bed charmer makes an ideal family home. Soak in Michigan's seasons with the back deck and fenced in yard. The oversized 2 car garage has plenty of space for your vehicles, toys or extra storage. You'll be hard pressed to find a more convenient location - a few short blocks from the vibrant downtown of Royal Oak, and easy access to the interstates, making downtown Detroit just a short distance away. Schedule your private tour today!
Source: SparkMLS
About this home
Located in Royal Oak in Royal Oak, this property offers 3-bedroom, 2-bath, 1,876 sq ft, with original construction dating to 1922.
Listed at $319,900 (about $171/sq ft).
Property tax estimate: $4,909 per year ($409/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,876 sqft
Lot Size0.15 acres
Year Built1922
Stories1
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2.5 spaces
HeatingForced Air
InteriorBasement Partially Finished
Sale & Financing
Listed7/1/2026
Original Price$295,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,047
State Equalized Value$131,640
Taxable Value$131,640
Parcel #2522358021
Source: Public Records
Legal Description
T1N, R11E, SEC 22 HANNAN AND WEBBER'S SUNSET PARK SUB LOT 78, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jay Taylor
Good Company
Frequently Asked Questions about 407 E Maryland Avenue, Royal Oak, MI 48067
What school district is 407 E Maryland Avenue, Royal Oak, MI 48067 in?
Per MLS# 20261050459, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261050459, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261050459, the most recent reported annual property tax for 407 E Maryland Avenue, Royal Oak, MI 48067 is $5,047. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 407 E Maryland Avenue, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA Rural Development boundary data, 407 E Maryland Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 407 E Maryland Avenue, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,909
Monthly$409
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,484
Principal & interest$2,075
Property taxes$409
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
407 E Maryland Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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