Sold
407 S Oakley Street, Saginaw, MI 48602
Sold on 02/27/2026 for$58,000
MLS # 20251059840 (Realcomp)
3 beds1 bath1,495 sqftBuilt 18590.14 acres
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Listing Description
Step back in time with this classic, two-story home, originally built in 1859 in a convenient, established Saginaw location. Offering 1,495 sq ft of spacious living, this 3-bedroom, 1-bath residence seamlessly blends historical character with essential modern updates. Enjoy a refreshed kitchen, soaring vaulted ceilings, and peace of mind with a new furnace and water heater. The property also features a full basement for excellent storage and comes complete with all appliances. With a solid structure and a price set to sell, this home is ready for its next chapter. Ready to own a piece of Saginaw history with modern amenities? Schedule your private showing today and step inside!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,495 sq ft home built in 1859 sits in Saginaw in Saginaw.
This home sold for $58,000 (about $39/sq ft).
Property tax estimate: $1,868 per year ($156/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,495 sqft
Lot Size0.14 acres
Year Built1859
Stories2
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
Construction & Systems
ConstructionWood Siding, Other
BasementMichigan Basement
HeatingForced Air
SewerPublic
Sale & Financing
Listed12/11/2025
Sold Date2/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,868
Parcel #17041400000
Source: SparkMLS
Legal Description
LOT 9,BLK.165,CITY OF SAGINAW IN DIVISION SOUTH OF CASS STREET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Tammy L Osborn
Home Choice Properties LLC
Frequently Asked Questions about 407 S Oakley Street, Saginaw, MI 48602
Can I use FHA or VA financing for this property?
Per MLS# 20251059840, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 407 S Oakley Street, Saginaw, MI 48602?
Per public tax records, annual property taxes for this property are $1,868. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 407 S Oakley Street, Saginaw, MI 48602 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 407 S Oakley Street, Saginaw, MI 48602 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 407 S Oakley Street, Saginaw, MI 48602. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 407 S Oakley Street, Saginaw, MI 48602?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$551
Principal & interest$551
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
407 S Oakley Street, Saginaw, MI 48602
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Municipality
Saginaw
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