Pending
407 Waverley Avenue, Royal Oak, MI 48067
$435,000
MLS # 20261040248 (Realcomp)
3 beds2 baths1,798 sqftBuilt 19390.15 acres
1 / 58
Listing Description
Step inside this charming Royal Oak Cape Cod and fall in love. Beautifully refinished hardwood floors and crown moldings set the tone throughout. The spacious living room features a wood-burning fireplace and built-in shelving. The kitchen is larger than most — a wonderful place to gather and cook — with stainless steel appliances, abundant cabinetry, and a sunny bay window. The fully remodeled main floor bath has a sleek stand-up shower. Upstairs, the primary bedroom boasts a stunning California walk-in closet with in-unit washer/dryer. The second upstairs bedroom is generously sized — ideal for a growing family. A main floor bedroom works perfectly as a nursery, home office, or guest room. Additional highlights: updated 200-amp electrical service, glass block windows, beautifully landscaped yard, and an extra-wide driveway. All just a short walk to vibrant Downtown Royal Oak. A must-see!
Source: SparkMLS
About this home
Located in Royal Oak in Royal Oak, this property offers 3-bedroom, 2-bath, 1,798 sq ft, with original construction dating to 1939.
Currently offered at $435,000 (about $242/sq ft).
Property tax estimate: $6,719 per year ($560/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,798 sqft
Lot Size0.15 acres
Year Built1939
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,678
State Equalized Value$180,170
Taxable Value$174,180
Parcel #2516229009
Source: Public Records
Legal Description
T1N, R11E, SEC 16 AUSTIN-COWEN SUB LOT 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mary Jane Doherty
KW Domain
Frequently Asked Questions about 407 Waverley Avenue, Royal Oak, MI 48067
What school district is 407 Waverley Avenue, Royal Oak, MI 48067 in?
Per MLS# 20261040248, this property is served by City of Royal Oak. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 407 Waverley Avenue, Royal Oak, MI 48067?
Per MLS# 20261040248, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261040248, the most recent reported annual property tax for 407 Waverley Avenue, Royal Oak, MI 48067 is $6,678. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 407 Waverley Avenue, Royal Oak, MI 48067 eligible for USDA financing?
Per USDA Rural Development boundary data, 407 Waverley Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 407 Waverley Avenue, Royal Oak, MI 48067 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$6,719
Monthly$560
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,381
Principal & interest$2,821
Property taxes$560
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
407 Waverley Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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