Sold
4074 Loch Drive, Highland, MI
Sold on 07/25/2025 for$400,000
MLS # 20251020195 (Realcomp)
3 beds2 baths1,945 sqftBuilt 19870.5 acres
1 / 3
Listing Description
Listed & Sold Same Day!Lovely Updated 3 Bedroom Lakefront Ranch with Partially Finished Basement & 2-Car Garage! Great Room Opens to Kitchen & Dining Room with Hardwood Flooring * All Stainless Steel Appliances Included * Enjoy Walking Right Out the Door to Patio, Lush Yard & True Waterfront! Garage w/Opener Plus Whole House Generator, Humidifier & Much More!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,945 sq ft home built in 1987 sits in Highland Township in Highland.
Final sale price: $400,000 (about $206/sq ft).
Property tax estimate: $5,949 per year ($496/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,945 sqft
Lot Size0.5 acres
Year Built1987
Stories1
Location
CityHighland
MunicipalityHighland Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionStone, Vinyl Siding
BasementWalk-Out Access, Partial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Generator, Water Softener/Owned
Sale & Financing
Listed7/23/2025
Sold Date7/24/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,883
State Equalized Value$181,790
Taxable Value$99,501
Parcel #1109177036
Source: Public Records
Legal Description
T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 138
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Conne Terova
Real Estate One-Milford
Frequently Asked Questions about 4074 Loch Drive, Highland, MI
Which school district serves 4074 Loch Drive, Highland, MI?
Per MLS# 20251020195, 4074 Loch Drive, Highland, MI is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251020195, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4074 Loch Drive, Highland, MI?
Per public tax records, annual property taxes for this property are $3,883. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4074 Loch Drive, Highland, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4074 Loch Drive, Highland, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4074 Loch Drive, Highland, MI. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4074 Loch Drive, Highland, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$5,949
Monthly$496
Millage rate32.7248 mills
Municipality: CHARTER TOWNSHIP OF HIGHLAND
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,090
Principal & interest$2,594
Property taxes$496
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4074 Loch Drive, Highland, MI
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Municipality
Highland Township
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County
Oakland County
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