Sold
4077 Pinewood Drive, Benton Harbor, MI 49022
Sold on 08/26/2025 for$489,900
MLS # 25026436 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,311 sqftBuilt 20071.8 acres
1 / 54
Listing Description
Nestled in a quiet cul-de-sac, this beautifully updated 5-bedroom, 3-bathroom home is truly a hidden gem—photos simply don't do it justice. Step inside to soaring 16-foot ceilings in the main living area, creating a bright and spacious atmosphere. The home sits on a serene ravine lot with 130 feet of private frontage along Yellow Creek, just minutes from Point O' Woods Golf & Country Club. Enjoy the outdoors from your expansive wraparound rear deck with stunning creek views. Inside, you'll find brand-new kitchen appliances, a luxurious porcelain shower in the primary suite, and an efficient geothermal heating system for year-round comfort. Additional upgrades include a heated and cooled garage, EV charging station, and much more. A perfect blend of comfort, privacy, and modern amenities.
Source: SparkMLS
About this home
Located in Benton Township in Benton Harbor, this property offers 5-bedroom, 3-bath, 3,311 sq ft, with original construction dating to 2007.
Final sale price: $489,900 (about $148/sq ft).
Property tax estimate: $6,112 per year ($509/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,311 sqft
Lot Size1.8 acres
Year Built2007
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingOther
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Connected, High-Speed Internet
InteriorGarage Door Opener
Sale & Financing
Listed6/4/2025
Sold Date8/25/2025
Original Price$589,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,112
Tax Year2024
Assessed Value$189,200
Parcel #11-03-6090-0060-02-7
Source: SparkMLS
Legal Description
LOT 60 & PT OF LOT 61 POINT O' WOODS SUB NO 2 DESC AS BEG AT SLY MOST COR ''COMMON TO LOTS 60 & 61 TH N09DEG24'26''W ON W LN LOT 60 369.38' TH S19DEG05'07''W 59' TH S14DEG28'22''E 318.77' TO POB
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by The Frazee Team
Century 21 Affiliated
Frequently Asked Questions about 4077 Pinewood Drive, Benton Harbor, MI 49022
Which school district serves 4077 Pinewood Drive, Benton Harbor, MI 49022?
Per MLS# 25026436, 4077 Pinewood Drive, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 4077 Pinewood Drive, Benton Harbor, MI 49022?
Per MLS# 25026436, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4077 Pinewood Drive, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $6,112 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4077 Pinewood Drive, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4077 Pinewood Drive, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4077 Pinewood Drive, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4077 Pinewood Drive, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,372
Principal & interest$3,372
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4077 Pinewood Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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