Sold
4079 Cumberland Court, Commerce Twp, MI 48390
Sold on 11/07/2025 for$440,000
MLS # 20251014215 (Realcomp)
4 beds4 baths3,055 sqftBuilt 19880.3 acres
1 / 65
Listing Description
Welcome home to desirable Emerald Pines subdivision. Peaceful backyard with privacy by nature and fire pit. Spacious kitchen with granite countertops. Two fireplaces - family room (gas) and living room (natural). Separate living area on back of home added with full bath - perfect for in-law quarters, fifth bedroom on main level, home office, or game room. French doors throughout main level. Loads of natural light in family room. Radon mitigation system. Two car attached garage with garage door opener and exterior access door. Back-up sump pump. New water heater (2024). EV charging hook-up runs on separate meter. Portable generator hook-up. Partially finished basement for additional living space. Neighborhood park right around the corner featuring volleyball net, sandbox and picnic table area. Neighborhood walking trails. Award winning Walled Lake Schools.
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,055 sq ft home in Commerce Township in Commerce Twp built in 1988.
Closed at $440,000 (about $144/sq ft).
Estimated annual property tax: $5,713, or about $476 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 2,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,055 sqft
Lot Size0.3 acres
Year Built1988
Stories2
Location
CityCommerce Twp
MunicipalityCommerce Twp
Zip Code48390
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Water Softener/Owned
Sale & Financing
Listed7/10/2025
Sold Date11/6/2025
Original Price$489,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$550 / Annually
IncludesLawn/Yard Care, Other
Source: SparkMLS
Tax Information
Annual Tax$3,981
State Equalized Value$207,610
Taxable Value$126,230
Parcel #1714426056
Source: Public Records
Legal Description
T2N,R8E,SEC 14 OAKLAND COUNTY CONDOMINIUM PLAN NO 448 EMERALD PINES UNIT 56 L 9360 P 712 3-11-88 FR 400-068
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jillian N Moutafis
Real Estate One-Commerce
Frequently Asked Questions about 4079 Cumberland Court, Commerce Twp, MI 48390
Which school district serves 4079 Cumberland Court, Commerce Twp, MI 48390?
Per MLS# 20251014215, 4079 Cumberland Court, Commerce Twp, MI 48390 is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
What financing options are available for 4079 Cumberland Court, Commerce Twp, MI 48390?
Per MLS# 20251014215, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4079 Cumberland Court, Commerce Twp, MI 48390?
Per public tax records, annual property taxes for this property are $3,981. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4079 Cumberland Court, Commerce Twp, MI 48390 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4079 Cumberland Court, Commerce Twp, MI 48390 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4079 Cumberland Court, Commerce Twp, MI 48390. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4079 Cumberland Court, Commerce Twp, MI 48390?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$5,713
Monthly$476
Millage rate27.5203 mills
Municipality: CHARTER TOWNSHIP OF COMMERCE
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$3,441
Principal & interest$2,919
Property taxes$476
HOA$46
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4079 Cumberland Court, Commerce Twp, MI 48390
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Municipality
Commerce Township
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County
Oakland County
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