Sold
408 College Street, Ferndale, MI 48220
Sold on 04/16/2026 for$585,000
MLS # 20251046555 (Realcomp)
3 beds3 baths2,197 sqftBuilt 20190.13 acres
1 / 52
Listing Description
Better than new construction in Ferndale, this 3-bedroom, 2.5-bath colonial built in 2019 features an open floor plan, perfect for everyday living. The beautifully landscaped yard earned an Honorable Mention for one of Ferndale’s Beautification Award of Recognition in 2025. Located just a block from Wilson Park, you'll enjoy access to playgrounds, sports fields, a dog park, and new accessible walking paths. With one of Michigan’s top walk and bike scores, this home offers the best of convenience and charm, right in the heart of Ferndale. The 2.5-car garage with an EV charging station adds the perfect touch of modern convenience.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,197 sq ft home built in 2019 sits in Ferndale in Ferndale.
Closed at $585,000 (about $266/sq ft).
Estimated annual property tax: $11,416, or about $951 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,197 sqft
Lot Size0.13 acres
Year Built2019
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/19/2025
Sold Date4/15/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$75 / Annually
Source: SparkMLS
Tax Information
Annual Tax$11,416
State Equalized Value$266,750
Taxable Value$229,850
Parcel #2534280015
Source: Public Records
Legal Description
T1N, R11E, SEC 34 OAKLAND COUNTY CONDOMINIUM PLAN NO 2219 WILSON PARK VILLAGE UNIT 15 L 51539 P 131 4-17-18 FR 276-001
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Paul V Wolfert
Century 21 Curran & Oberski
Frequently Asked Questions about 408 College Street, Ferndale, MI 48220
Which school district serves 408 College Street, Ferndale, MI 48220?
Per MLS# 20251046555, 408 College Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251046555, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 408 College Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $11,416. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 408 College Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 408 College Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 408 College Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 408 College Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Mortgage Calculator
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Monthly payment$3,833
Principal & interest$3,827
HOA$6
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
408 College Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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