For Sale
408 Elmdale Street NE, Grand Rapids, MI 49525
$249,900
MLS # 26022173 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,576 sqftBuilt 19310.1 acres
1 / 54
Listing Description
Tucked just off the Grand River, this thoughtfully renovated character home offers a rare blend of atmosphere, privacy, and lifestyle that feels worlds away while still being minutes from downtown Grand Rapids. Set among mature trees with peaceful river views and unforgettable sunsets, the property features multiple outdoor spaces designed to slow life down, including an elevated deck, firepit patio, and quiet river-facing sitting areas. Inside, the home has been extensively updated while maintaining a warm, relaxed feel throughout. Flexible layout includes 2 true bedrooms, a smaller view-facing bedroom/flex room with deck access, plus an upper bonus space ideal for office, studio, playroom, or storage. Main living area remained dry during recent high-water events. Property is located in a flood zone..
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,576 sq ft home built in 1931 sits in Grand Rapids in Grand Rapids.
Listed at $249,900 (about $159/sq ft).
Estimated annual property tax: $2,751, or about $229 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,576 sqft
Lot Size0.1 acres
Year Built1931
Stories2
Location
CityGrand Rapids
MunicipalityCity of Grand Rapids
Zip Code49525
CountyKent
School DistrictGrand Rapids
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Full
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed7/15/2026
Original Price$275,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,751
Tax Year2025
State Equalized Value$95,100
Taxable Value$81,047
Assessed Value$78,917
Parcel #411406204003
Source: Public Records
Legal Description
Lot 9* KATE BREAS SUB
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Justin W Moorehead
Five Star Real Estate (Eastown)
Frequently Asked Questions about 408 Elmdale Street NE, Grand Rapids, MI 49525
Which school district serves 408 Elmdale Street NE, Grand Rapids, MI 49525?
Per MLS# 26022173, 408 Elmdale Street NE, Grand Rapids, MI 49525 is in the Grand Rapids boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Rapids directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26022173, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 408 Elmdale Street NE, Grand Rapids, MI 49525?
Per public tax records, annual property taxes for this property are $2,751 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 408 Elmdale Street NE, Grand Rapids, MI 49525 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 408 Elmdale Street NE, Grand Rapids, MI 49525 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 408 Elmdale Street NE, Grand Rapids, MI 49525?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the City of Grand Rapids police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
408 Elmdale Street NE, Grand Rapids, MI 49525
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Municipality
Grand Rapids
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