For Sale
408 Garfield Street, Luther, MI 49656
$219,900
MLS # 1945102 (Northern Great Lakes REALTORS® MLS)
2 beds3 bathsBuilt 18800.63 acres
1 / 51
Listing Description
This home has been so well cared for and is an incredible value! Warm, cozy, and full of charm, this spacious home offers room for everyone. Enjoy your morning coffee on the beautiful front porch, play ball in the large yard, or create the perfect workshop space in the barn — the possibilities are endless! Featuring 4 bedrooms and 3 bathrooms (with two bedrooms being non-conforming/walk-through), this home offers flexible living spaces to fit your needs. Relax in the large living room, curl up with a book in the cozy den, or entertain guests in the formal dining room. Main floor laundry adds convenience, while the attached garage and paved driveway make everyday living easy. Situated on 3 lots in the quaint Village of Luther, this property is just a short drive to area rivers, ATV trails, and the National Forest for year-round outdoor recreation. Clean, solid, and lovingly maintained — this is the kind of home that just feels good the moment you walk in!
Source: SparkMLS
About this home
Located in Luther Village in Luther, this property offers 2-bedroom, 3-bath, with original construction dating to 1880.
Listed at $219,900.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Lot Size0.63 acres
Year Built1880
Stories2
Location
CityLuther
Zip Code49656
CountyLake
Construction & Systems
BasementOther
HeatingForced Air
WaterPrivate Water
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jaimie Fellows-Garno
City2Shore Real Estate Northern Michigan
Frequently Asked Questions about 408 Garfield Street, Luther, MI 49656
Can I use FHA or VA financing for this property?
Per MLS# 1945102, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, MSHDA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 408 Garfield Street, Luther, MI 49656 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
408 Garfield Street, Luther, MI 49656
View full property history →
Municipality
Luther Village
View all listings →
Get email alerts for new listings near 408 Garfield Street
We'll notify you when something hits the market in Luther Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.