For Sale
40808 Wilderness Dunes Lane, Covert, MI 49043
$4,500,000
MLS # 26027868 (Michigan Regional Information Center (MichRIC))
4 beds5 baths4,402 sqftBuilt 19851.79 acres
1 / 60
Listing Description
Tucked within the exclusive gated community of Wilderness Dunes on Lake Michigan, this extraordinary 4-bdrm, 4.5 bath retreat offers the perfect blend of luxury, privacy & natural beauty. Set among 134 acres of protected forested dunes shared by only 25 homes the property features 100' of pristine beachfront with a rare low bluff & effortless beach access. Inside contemporary design meets timeless coastal elegance with soaring windows, sweeping lake & woodland views, spacious open floor plan, living room with fireplace, surrounded by views of the pool & Lake Michigan. The light-filled primary suite showcases stunning lake vistas while the walkout lower level offers additional bedrooms, flexible guest spaces, family room & direct pool access. Community amenities include fiber-optic internet, city water, year-round road maintenance, tennis & basketball courts, miles of nature trails & a secure gated entrance--creating an unmatched 4-season sanctuary just moments from town conveniences.
Source: SparkMLS
About this home
4-bedroom, 5-bath, 4,402 sq ft home in Covert built in 1985.
Asking $4,500,000 (about $1,022/sq ft).
Property tax estimate: $31,188 per year ($2,599/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area4,402 sqft
Lot Size1.79 acres
Year Built1985
Stories2
Location
CityCovert
MunicipalityCovert Twp
Zip Code49043
CountyVan Buren
School DistrictCovert
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/7/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$4,000 / Annually
IncludesTrash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$26,254
Tax Year2025
State Equalized Value$1,051,900
Taxable Value$869,833
Assessed Value$921,010
Homestead (PRE)100%
Parcel #80-07-570-017-00
Source: Public Records
Legal Description
1160-A17 25-2-18 867-290 859-150 1483-166 1682-630 1691-912 *** LOT 17 WILDERNESS DUNES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jackson G Matson
@properties Christie's International R.E.
Frequently Asked Questions about 40808 Wilderness Dunes Lane, Covert, MI 49043
Which school district serves 40808 Wilderness Dunes Lane, Covert, MI 49043?
Per MLS# 26027868, 40808 Wilderness Dunes Lane, Covert, MI 49043 is in the Covert boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Covert directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26027868, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 40808 Wilderness Dunes Lane, Covert, MI 49043?
Per public tax records, annual property taxes for this property are $26,254 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 40808 Wilderness Dunes Lane, Covert, MI 49043 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 40808 Wilderness Dunes Lane, Covert, MI 49043 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 40808 Wilderness Dunes Lane, Covert, MI 49043?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Covert Twp police department or the Van Buren County sheriff's office.
Map
Tax Estimate
$
Annual tax$31,188
Monthly$2,599
Millage rate29.6496 mills
Municipality: Covert Township
School district: COVERT PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$32,119
Principal & interest$29,187
Property taxes$2,599
HOA$333
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
40808 Wilderness Dunes Lane, Covert, MI 49043
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