Pending
4081 N Chipmunk Trail, Lincoln, MI 48742
$225,000
MLS # 20261050861 (Realcomp)
3 beds2 baths1,344 sqftBuilt 19810.7 acres
1 / 35
Listing Description
Privately situated on 5 Road to Road Lots in NE Michigan's private Lost Lake Woods Club . Split Ranch features 3 Bedrooms, 2-bath home with a spacious primary suite, Roomy Eat-In Kitchen with newer appliances & Breakfast Bar. The stunning three-season room features warm pine walls, ceiling fan & electric fireplace. It is destined to be your favorite spot for morning coffee or evening board games. Multiple door walls open wide from the sunroom to a brand-new deck, making it perfect for summer barbecues or watching wildlife. Expanded attached garage with direct access from the house. Large outdoor shed offers plenty of room to store your toys and outdoor gear. Whole House Generac to keep the lights on. Whether you are looking for a peaceful full-time residence or a weekend escape where the family can unplug, this property is ready to welcome you home. Come join the exceptional lifestyle so many enjoy at Lost Lake Woods Club. A private 10,000-acre recreational community offering championship golf, hunting, five lakes, extensive trail systems, equestrian facilities, shooting sports, tennis, pickleball, and more. Membership information can be found online at the Lost Lake Woods Club website or by calling the Clubhouse office. Per the Seller’s request, one club membership will transfer to the buyer at closing (subject to membership approval from Lost Lake Woods Club). The 1344 sqft does not include the Three Season Room, which is another 256 sqft. For those familiar with the club, this is an excellent location on the south side of the club; south of Panther.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,344 sq ft home in Lincoln built in 1981.
Currently offered at $225,000 (about $167/sq ft).
Estimated annual property tax: $2,937, or about $245 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,344 sqft
Lot Size0.7 acres
Year Built1981
Stories1
Location
CityLincoln
MunicipalityAlcona
Zip Code48742
CountyAlcona
School DistrictAlcona
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/3/2026
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$220 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$2,937
Parcel #01342005101432
Source: SparkMLS
Legal Description
T28N R8E SEC 35&36 LOTS 14, 15, 30, 31 & 32 BLK 51 LOST LAKE WOODS SUB- S188-148.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kay Pearson
Real Estate One
Frequently Asked Questions about 4081 N Chipmunk Trail, Lincoln, MI 48742
Which school district serves 4081 N Chipmunk Trail, Lincoln, MI 48742?
Per MLS# 20261050861, 4081 N Chipmunk Trail, Lincoln, MI 48742 is in the Alcona boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Alcona directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261050861, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4081 N Chipmunk Trail, Lincoln, MI 48742?
Per public tax records, annual property taxes for this property are $2,937. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4081 N Chipmunk Trail, Lincoln, MI 48742 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4081 N Chipmunk Trail, Lincoln, MI 48742 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4081 N Chipmunk Trail, Lincoln, MI 48742?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Alcona police department or the Alcona County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,679
Principal & interest$1,459
HOA$220
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4081 N Chipmunk Trail, Lincoln, MI 48742
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