Sold
4089 Split Rail Lane, Fenton, MI 48430
Sold on 03/31/2026 for$430,000
MLS # 20251055365 (Realcomp)
4 beds2 baths2,003 sqftBuilt 19910.35 acres
1 / 28
Listing Description
SPACIOUS, UPDATED BRICK RANCH in the DESIRABLE SILVER RIDGE COMMUNITY! FEATURES HARDWOOD FLOORS, GRANITE KITCHEN w/SUBWAY TILE BACKSPLASH and STAINLESS STEEL APPLIANCES; plus a COFFEE STATION, PANTRY and CHARMING BREAKFAST NOOK. OPEN FLOOR-PLAN w/VAULTED GREAT ROOM and a COZY FIREPLACE. LOTS of WINDOWS PROVIDE NATURAL LIGHT and a BRIGHT, CHEERFUL ATMOSPHERE! LARGE LIVING ROOM also INCLUDES a DINING AREA for ENTERTAINING w/BAY WINDOW. FOUR BEDROOMS (or THREE plus a HOME OFFICE); TWO FULL BATHROOMS and PLUMBED LOWER LEVEL for a POSSIBLE THIRD BATH. EXTERIOR has a STONE PATIO, PROFESSIONAL LANDSCAPING, COVERED FRONT PORCH and ATTACHED GARAGE. EXCELLENT LOCATION within WALKING DISTANCE to LOCAL RESTAURANTS, SHOPS and SILVER LAKE PARK w/SANDY BEACH and SEASONAL LIFEGUARDS on DUTY :)
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,003 sq ft home in Fenton Township in Fenton built in 1991.
This home sold for $430,000 (about $215/sq ft).
Annual property taxes run approximately $5,806 ($484/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,003 sqft
Lot Size0.35 acres
Year Built1991
Stories1
Location
CityFenton
MunicipalityFenton Twp
Zip Code48430
CountyGenesee
School DistrictFenton
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Plumbed for Bath, Water Softener/Rented
Sale & Financing
Listed11/20/2025
Sold Date3/30/2026
Original Price$449,900
Terms AcceptedCash, Conventional
HOA
HOA Fee$250 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,806
Parcel #0633527004
Source: SparkMLS
Legal Description
LOT 4 SILVER RIDGE SUBDIVISION NO 1 (89)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Berlin
Fairway Realty Group
Frequently Asked Questions about 4089 Split Rail Lane, Fenton, MI 48430
What school district is 4089 Split Rail Lane, Fenton, MI 48430 in?
Per MLS# 20251055365, this property is served by Fenton. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251055365, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251055365, the most recent reported annual property tax for 4089 Split Rail Lane, Fenton, MI 48430 is $5,806. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4089 Split Rail Lane, Fenton, MI 48430 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4089 Split Rail Lane, Fenton, MI 48430 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4089 Split Rail Lane, Fenton, MI 48430?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4089 Split Rail Lane, Fenton, MI 48430. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fenton Twp police department or the Genesee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,874
Principal & interest$2,853
HOA$21
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4089 Split Rail Lane, Fenton, MI 48430
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Municipality
Fenton Township
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County
Oakland County
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