For Sale
409 Jerumbo Street, Manistee, MI 49660
$314,900
MLS # 26029784 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,100 sqftBuilt 18900.33 acres
1 / 27
Listing Description
Wake up to the beauty of waterfront living in this charming 2-bedroom, 1-bath home with approximately 75 feet of shoreline, perfect for water enthusiasts. Enjoy direct access to the Manistee River, Manistee Lake, and Lake Michigan. Located in a quiet neighborhood, you'll have quick access to Meijer's, Starbucks, Manistee Hospital, and more. Recently updated, the home features a metal roof, new siding, and new windows for a fresh look. The spacious heated two-car garage offers ample room for vehicles and storage. Inside, a large kitchen opens to a bright dining and living area, with oversized sliding glass doors overlooking the expansive backyard and stunning waterfront views. Large windows fill the home with natural light, and the remodeled bathroom (May 2026) adds modern appeal. The full basement includes laundry facilities and storage for fishing gear. Step outside to the back patio, perfect for grilling and relaxing. This is a rare opportunity to own this waterfront property.
Source: SparkMLS
About this home
Located in Manistee, this property offers 3-bedroom, 1-bath, 1,100 sq ft, with original construction dating to 1890.
Listed at $314,900 (about $286/sq ft).
Estimated annual property tax: $1,993, or about $166 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,100 sqft
Lot Size0.33 acres
Year Built1890
Stories1
Location
CityManistee
MunicipalityManistee Twp
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Available, Natural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed6/15/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,993
Tax Year2025
State Equalized Value$72,200
Taxable Value$47,842
Assessed Value$47,842
Homestead (PRE)100%
Parcel #07-820-051-00
Source: Public Records
Legal Description
SUPERVISOR'S PLAT OF SIBLEY'S ADD. TO VILLAGE OF PARKDALE LOT 16 BLOCK E. SALE(82) 3412 0415, 10412 0416 (95) 10613 0847 (04) 10907 0409, 1490 1907 0412
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cheryl Solberg
LIGHTHOUSE REALTY-Manistee
Frequently Asked Questions about 409 Jerumbo Street, Manistee, MI 49660
Which school district serves 409 Jerumbo Street, Manistee, MI 49660?
Per MLS# 26029784, 409 Jerumbo Street, Manistee, MI 49660 is in the Manistee boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Manistee directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26029784, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 409 Jerumbo Street, Manistee, MI 49660?
Per public tax records, annual property taxes for this property are $1,993 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 409 Jerumbo Street, Manistee, MI 49660 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 409 Jerumbo Street, Manistee, MI 49660 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 409 Jerumbo Street, Manistee, MI 49660?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Manistee Twp police department or the Manistee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,042
Principal & interest$2,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
409 Jerumbo Street, Manistee, MI 49660
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