For Sale
409 N Shore Drive, South Haven, MI 49090
$1,600,000
MLS # 26022515 (Michigan Regional Information Center (MichRIC))
7 beds2 baths2,752 sqftBuilt 19100.6 acres
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Listing Description
One Of South Haven's Original Lakefront Homes Of Yesteryear. Located Right On Lake Michigan On The N. Side Of The Black River. This Home Has .59 of An Acre With Natural Beach Grass & Sandy Lake Frontage. Deep Lot With Incredible Sunsets and Plenty of Room For Gatherings Near The Water & Up Near This Home. Built approximately the turn of the 19th Century., this home has 7 bedrooms and 1.5 baths inside of the home. There Are 5 Bedrooms on The Main Level and 2 Huge Bedrooms on The Upper Level. The Walkout Level Has 2 Kitchens (1 Has Been Used As a Kosher Kitchen) And A Large Dining Area. Outside in The Patio Area There Are 2 Additional Shower/Bathroom Areas. The Home Itself Will Be Sold ''As Is'' Condition. See Additional Comments Under The Supplemental Section. Seller Has The Right To Accept or Reject any offer. Seller Prefers Buyers to See Home In Person & Have Home Inspections Even Though Buying Home In 'As Is Condition.'
Source: SparkMLS
About this home
7-bedroom, 2-bath, 2,752 sq ft home in South Haven in South Haven built in 1910.
Listed at $1,600,000 (about $581/sq ft).
Annual property taxes run approximately $25,052 ($2,088/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms7
Bathrooms2
Living Area2,752 sqft
Lot Size0.6 acres
Year Built1910
Stories3
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementFull, Walk-Out Access
HeatingNone
WaterPublic
SewerPublic
Sale & Financing
Listed5/14/2026
Terms AcceptedOther, Cash
Source: SparkMLS
Tax Information
Annual Tax$17,345
Tax Year2025
State Equalized Value$780,700
Taxable Value$273,576
Assessed Value$282,056
Parcel #80-53-836-019-00
Source: Public Records
Legal Description
C513 1-17 904-885 860-742 929-088 961-226 1063-43 1078-20 LOTS 19 & 20. ALSO N 12' OF LOTS 21 & 22. ALSO S 12' OF LOTS 17 & 18. BLK 6 NAPIERS AMENDED ADD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Susan M Gottlieb
Gottlieb Group Real Estate
Frequently Asked Questions about 409 N Shore Drive, South Haven, MI 49090
What school district is 409 N Shore Drive, South Haven, MI 49090 in?
Per MLS# 26022515, this property is served by South Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26022515, the seller has indicated this property accepts the following financing types: Other, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022515, the most recent reported annual property tax for 409 N Shore Drive, South Haven, MI 49090 is $17,345 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 409 N Shore Drive, South Haven, MI 49090 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 409 N Shore Drive, South Haven, MI 49090 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$25,052
Monthly$2,088
Millage rate32.0891 mills
Municipality: City of South Haven
School district: SOUTH HAVEN PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$12,465
Principal & interest$10,378
Property taxes$2,088
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
409 N Shore Drive, South Haven, MI 49090
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Municipality
South Haven
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