Sold
409 N Vermont Avenue, Royal Oak, MI 48067
Sold on 12/19/2025 for$590,000
MLS # 20251041793 (Realcomp)
3 beds4 baths2,603 sqftBuilt 19530.12 acres
1 / 48
Listing Description
This light-filled home feels instantly inviting, with high ceilings, glowing hardwood floors, and a layout made for real life. The kitchen steals the show—granite countertops, an oversized island, stainless steel appliances, and sunshine streaming through every window. Every detail feels intentional, from the smartly placed outlets to the custom mudroom built-ins that keep daily life organized and easy. Gather in the spacious family room by the fireplace, work from the quiet den, or unwind upstairs in the serene primary suite. The lower level adds even more flexibility with a full bath with spa-like jetted tub, potential fourth bedroom, relaxing sauna, and open space for movie nights or workouts.Step outside to updated landscaping, a private fenced yard, and lush green grass kept fresh by in-ground irrigation. The driveway is already wired with electrical ready for your EV charger, and a new whole-home humidifier keeps every season feeling just right.Modern living, timeless comfort, and a location that captures the best of Royal Oak—this is the one you’ve been waiting for.
Source: SparkMLS
About this home
3-bedroom, 4-bath, 2,603 sq ft home in Royal Oak in Royal Oak built in 1953.
Closed at $590,000 (about $227/sq ft).
Annual property taxes run approximately $9,744 ($812/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,603 sqft
Lot Size0.12 acres
Year Built1953
Stories2
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48067
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick, Wood Siding
BasementPartial
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed10/8/2025
Sold Date12/18/2025
Original Price$625,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$8,858
State Equalized Value$261,270
Taxable Value$236,550
Parcel #2515476023
Source: Public Records
Legal Description
T1N, R11E, SEC 15 GLENORIA PARK LOT 127
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Erin Hertzog
Good Company
Frequently Asked Questions about 409 N Vermont Avenue, Royal Oak, MI 48067
Which school district serves 409 N Vermont Avenue, Royal Oak, MI 48067?
Per MLS# 20251041793, 409 N Vermont Avenue, Royal Oak, MI 48067 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251041793, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 409 N Vermont Avenue, Royal Oak, MI 48067?
Per public tax records, annual property taxes for this property are $8,858. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 409 N Vermont Avenue, Royal Oak, MI 48067 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 409 N Vermont Avenue, Royal Oak, MI 48067 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 409 N Vermont Avenue, Royal Oak, MI 48067. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 409 N Vermont Avenue, Royal Oak, MI 48067?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$9,744
Monthly$812
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
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Monthly payment$4,704
Principal & interest$3,892
Property taxes$812
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
409 N Vermont Avenue, Royal Oak, MI 48067
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Municipality
Royal Oak
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County
Oakland County
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